Is Friendship Finance a Legal Company?

Friendship Finance is a legal company, and it belongs to Shenzhen Chuangxianghui Technology Service Co., Ltd..

Youyi Finance is a consumer financial service platform, covering consumer financial services and personal cash loan services. , and is committed to providing credit evaluation services to customers with credit risk assessment technology and big data model. Its products are mainly short-term loans and long-term loans to meet the different capital needs of users.

Extended data:

The business scope of Shenzhen Chuangxianghui Technology Service Co., Ltd. includes technology intermediary services; Information system integration service; Develop and sell software; Data processing; Computer software and hardware, electronic products, information technology consulting and technical services; Business consultation; Enterprise management consulting; Market information consultation; Market research, information technology services.

The contents of finance are summarized as the issuance and withdrawal of money, the absorption and payment of deposits, the issuance and recovery of loans, the trading of gold, silver and foreign exchange, the issuance and transfer of securities, insurance, trust, domestic and foreign currency settlement, etc.

Institutions engaged in financial activities mainly include banks, trust and investment companies, insurance companies, securities companies, investment funds, credit cooperatives, finance companies, financial asset management companies, postal savings institutions, financial leasing companies, securities, gold and silver, foreign exchange exchanges, etc.

Finance is an economic category formed after the emergence of credit currency, and it and credit are two different concepts:

(1) Finance does not include loans in kind, especially the financing of monetary funds (narrow finance). People not only borrow money for financing, but also issue stocks for financing.

(2) Credit refers to the borrowing of all currencies, and finance (in a narrow sense) refers to the financing of credit currency. The reason why people want to create a new concept other than "credit" to refer to the financing of credit currency is to summarize a new economic phenomenon; The two economic processes of credit and currency circulation have been closely combined. Bank credit can create and reduce money, which is the most obvious financial feature. Bank credit is considered as the core of finance.