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Insider! To understand these terms when buying a house, the property consultant can't fool you any more!

It is difficult to buy a house, and it is even harder to buy a good house! This is a true portrayal of many home buyers. After all, most of them are amateurs. For many technical terms, everyone is "white". It is inevitable that you will be fooled and spend money, but you have not bought a good house! Today, Bian Xiao will reveal the inside story. Every keyword is always about buying a house, so that a property consultant who can say it again can't fool you!

Real estate category

Floor area ratio: Floor area ratio refers to the ratio of the total floor area above ground to the land area of residential area. For developers, the plot ratio determines the proportion of land cost in the house. The greater the plot ratio, the higher the degree of land use. For residents, the floor area ratio is directly related to the comfort of living. In a good residential area, the plot ratio of high-rise residential buildings should not exceed 4, that of multi-storey residential buildings should not exceed 1.5, and that of green space should not be less than 40%.

Greening rate: Greening rate is an inaccurate and irregular word, and it is the place where developers are most likely to fool everyone. The accurate formulation of greening rate should be "greening coverage rate", that is, the ratio of the vertical projection plane of greening plants to the planned construction land area of the project. (Formula: vertical projection area of greening plants/occupied area * 100%)

Green space rate: the proportion of all kinds of green space area of all houses to the total land area of houses. It should not be less than 30% in the construction of new areas and 25% in the transformation of old areas (excluding artificial green spaces on roofs and terraces). Note: green coverage rate > green rate/green rate.

Pool: The so-called pool area is the abbreviation of shared public construction area, which together with the interior construction area constitutes the construction area of commercial housing. * * * The assessed construction area is the construction area of the whole building minus the sum of all sets of construction areas of the whole building, and then minus the construction area of the basement, carport, garage, gatehouse, management rooms serving multiple buildings and civil air defense works.

Housing itself

Housing rate: housing rate = (building area-pool area)/sales area, which is an important indicator of buying a house. When calculating the housing area, the construction area is calculated, so the housing rate is too low to afford; It's too high to be convenient. Because the higher the housing rate, the smaller the area of public parts, and residents will feel depressed. Generally speaking, about 80% of the room rate is more appropriate. The public part is spacious and spacious, and the shared area will not be too much, which is more affordable.

Number of floors of a building: refers to the natural number of floors of a building, generally calculated as indoor floors above 0; If the lighting window is in the semi-basement above the outdoor terrace, and the indoor floor height is above 2.20m (excluding 2.20m), the natural floor number shall be calculated. The total number of floors of a house is the sum of the upper and lower floors of the house. False floors, attached floors (mezzanines), inserted floors, attics (hidden buildings), decorative towers, stairwells and water tanks protruding from the roof are not counted.

Building height: the height from the outdoor ground of a building to its cornice or roof surface. The water tank room, elevator room, smoke exhaust room and stair exit room on the roof are not included in the building height.

Building spacing: the horizontal distance between the external walls of two buildings or structures. The building spacing is mainly determined according to the sunshine, ventilation, lighting, fire safety and other factors in the area.

Bay: the width of the house in the east-west direction.

Depth: the length of the house in the north-south direction.

Story height: refers to the height from the lower floor to the upper floor, including the floor thickness, in meters.

Clear height: refers to the height minus the net residual value of the floor thickness, that is, the distance from the upper surface of the floor to the lower surface of the upper floor.

Payment category

Xianfang: refers to the commercial housing that consumers can live in at the time of purchase, that is, the commercial housing that the developer has completed the large-scale production certificate of the house for sale and can live in and obtain the property right certificate after signing the commercial housing sales contract with the consumers. Only real estate license and land use certificate can be called existing houses.

Faster house: refers to the period from the time when the developer obtains the pre-sale permit of commercial housing to the time when he obtains the property certificate (large property certificate). Commercial housing in this period is called faster, and consumers should sign pre-sale contracts when buying commercial housing at this stage. In the past, people called unfinished houses under construction, and those that could not be delivered were called faster houses. Under normal circumstances, the prices of auction houses are relatively low, and there is a lot of room for choice. However, because the house is delivered after the house is delivered, the process and result of buying a house depends on the fulfillment of the rights and obligations stipulated in the house purchase contract, and the fulfillment of the house purchase contract is not only affected by the developer's own operation, but also restricted by many objective factors.

deposit

The so-called "subscription fund" is a marketing tool for developers. While collecting the "subscription money", we promise certain concessions to the buyers to stimulate their enthusiasm. In addition, according to this, the order of house selection of buyers is determined and the order of house purchase is maintained. If the buyer does not choose the ideal house, the developer will return the "subscription money" to the buyer in full.

It is worth noting that prepaid expenses have various names, such as VIP card, sincere fund, membership card, etc., which are similar to subscription funds. A case learned by Qilu Evening News reporter is that when the property buyers submitted tens of thousands of yuan to apply for VIP, the fees were not refunded by the developers when they could not choose a house, and they were also asked by the developers to spend the subscription funds in the paid sports venues of real estate projects. Therefore, when buyers pay the "subscription fee", remember to ask the difference between this fee and the deposit. In addition, when the other party issues a receipt, we should also pay attention to whether the other party will switch the "subscription fund receipt" to "deposit receipt".

(The above answers were published on 20 16-04-22. Please refer to the actual situation for the current purchase policy. )

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