Is rongxin loan formal?

Is rongxin loan formal? Rongxin loan is a formal channel, but this kind of loan has great interest, so the loan is formal, but it should be cautious.

2. How does Liang Hai real estate develop after being acquired by Rongxin?

China (330 1. Long-term low-key HK (hereinafter referred to as "Rongxin") is secretly making efforts to jointly expand its business map with Lianghai Real Estate.

On July 27th, Rongxin announced that the company acquired 55% equity of Liang Hai in Anhui and Liang Hai in Ningbo, two subsidiaries of Lianghai Real Estate (hereinafter referred to as "Liang Hai"), with consideration of 2.264 billion yuan in Liang Hai, Anhui and 633 million yuan in Liang Hai, Ningbo respectively.

"The two companies are highly complementary in layout. Through this equity acquisition, Rongxin initially completed the strategic layout of the national core cities. " Zeng Yanfei, executive director and chief financial officer of Rongxin, told the First Financial Reporter.

Improve the national layout

According to public information, the parent company of Lianghai Real Estate is Liang Hai Group, the second largest private enterprise in Zhejiang. In 2003, Liang Hai Group entered the real estate industry. As a fast-moving real estate enterprise, it has development projects in Shanghai, Chongqing, Zhejiang, Jiangsu, Anhui, Sichuan, Jiangxi, Shandong, Henan, Shaanxi, Inner Mongolia, Gansu, Qinghai and Ningxia.

According to the data provided by Rongxin, there are 35 projects involved in this cooperation, which are distributed in Su He, Zhengzhou, Xi 'an, Lanzhou, Yinchuan and other cities, with a saleable area of over 5 million square meters, equivalent to half of the total land reserve of Rongxin at the end of 20 16.

It is worth mentioning that Rongxin has no projects in Suzhou, Hefei, Xi, Lanzhou and other cities. Through this equity acquisition, Rongxin completed the layout in the provincial capitals and surrounding cities in the central and western regions.

Throughout the expansion history of housing enterprises, almost all of them have experienced the development stages of city companies, regional companies and national layout. For housing enterprises, having a nationwide dynamic layout is conducive to their risk resistance, and they can deploy development and push the pace nationwide.

"Rongxin's projects are mainly in the Yangtze River Delta and Haixi, while Liang Hai's projects are mainly in the central and western regions. It is precisely because of the differences in project layout between the two parties that this cooperation has complementary value, thus achieving competition and reshaping in a changing market. " Once said.

In fact, Rongxin has been improving the national layout rhythmically. In May this year, it entered Guangzhou through the open land market for the first time. Previously, Rongxin also entered Tianjin, Nanjing and other cities in a low-key manner.

The acquisition of Liang Hai's equity can not only expand the scale, but also improve the layout, which is of great strategic significance in this era when scale is king.

Cooperation for development

What is more interesting about this equity acquisition is that Rongxin only acquired 55% equity of Liang Hai. According to industry insiders, such an operation can make Rongxin leverage more resources with less money, and Rongxin believes that this acquisition is a practice of its light asset 2.0.

Previously, the project cooperative development model of Rongxin and Vanke, Greenland, Country Garden and other first-line developers has verified the feasibility of the light asset strategy. In this acquisition, Rongxin seems to be an acquisition of equity, but it also chose a strategic partner * * * to develop together and share more project benefits in the future.

"Usually, when we enter a new city, it takes some time from understanding and familiarity to deep cultivation, and it will face certain pressure to quickly enter multiple cities in the short term. Through cooperation with Liang Hai, we can jointly solve related problems and speed up the landing of our projects, thus reducing the early business risks of the company when it enters a new city. " Once said.

Zhang Huadong, research director of Hanyi Zhiku, said that Rongxin has been deeply cultivating the first-and second-tier markets for many years, focusing on high-end products. This strategy with Liang Hai will integrate Liang Hai's business philosophy of high turnover rate and cost leadership into the financing model.

Previously, Ou Zonghong, the head of Rongxin, expressed his aspiration to learn from other real estate enterprises on different occasions. He believes that this mode of cooperation can better absorb the advantages of other real estate enterprises and help Rongxin grow rapidly.

Yan Yuejin, director of real estate research, believes that with the continuous adjustment of the industry, it is a trend for housing enterprises to choose cooperation. Compared with direct project acquisition, the cooperation between Rongxin and Liang Hai will become a new choice. Such cooperation can not only resist risks, but also make the company develop faster.

The annual report of Rongxin 20 16 shows that more than 80% of Rongxin1060,000 square meters of land reserve is located in the first-and second-tier core cities, and the Yangtze River Delta is the most important land reserve. The next step of Rongxin is to spread these land reserves to more cities and spread risks.

"China's economy will have a long-term development. In the future, the capital cities in the central and western regions have great development potential, and the layout of these cities is also a strategy of financial integration. " Once said.

3. Is Nanjing Rongxin.com loan reliable?

Financing credit is formal and reliable. Rongxin's online loan is formal, but it will have great interest and cannot be overdue. Interest is huge after overdue, so you'd better choose carefully.

4. Is Rong Xin true?

Many Gui Li forged guarantees online or by telephone to cheat in the name of small loan companies. Instead of going directly to the company, we will always negotiate online and sign the contract by fax. Even if you send you a copy of the business license and the contract with official seal, it is easy to carve a radish seal (fake official seal) for tens of dollars, and PS business licenses can be done in minutes. Liars can easily do this.

Remind everyone:

1, remote processing, online processing, telephone and fax processing are all necessary.

2. It is necessary to use the company's name to publish information and sign contracts, and use personal bank accounts (so-called legal persons, managers and financial leaders) as collection and payment accounts or non-bank online payment.

3. To verify the financial strength (repayment ability) and other reasons, you need to deposit money on your own card.