20 17 what are the conditions for the new housing policy in Hefei to buy a house?

Hefei's purchase restriction policy is as follows: If households with registered residence in Hefei already own 1 house in the urban area, they can buy a second house (including newly-built commercial housing and second-hand housing, the same below) and suspend the purchase of a third house. Non-local registered families who have no housing in this city can buy 1 house in this city with the tax payment certificate or social insurance payment certificate of this city, and postpone the purchase of the second house. Non-local registered families who cannot provide the city's tax payment certificate or social insurance payment certificate may suspend the purchase of houses in this city.

Hefei loan restriction policy: the down payment ratio of the first home commercial loan is 25%, the first home loan has been settled or there is no loan record, and the down payment ratio is 40%; A set of housing loans has not been settled, and the down payment ratio is 50%;

On the qualification of collective households to buy houses

10 Residents registered in collective households before June 2 have the same housing purchase qualification as households registered in the urban area; Households registered in collective households after selling their houses in urban areas of this Municipality still have the qualification to purchase houses in urban areas of this Municipality; 10 2 After that, retired soldiers who registered their household registration in collective households for reasons such as demobilization, discharge from the army, transfer to other jobs, their qualifications for purchasing houses are the same as those of urban household registration; After 65438+ 10 2, the household registration is in a collective household, and after one year, it has the same qualification as the urban household registration.

On the payment and verification of individual tax and social security for residents

In the verification of house purchase qualification, the overdue personal income tax or social security payment certificate will not be recognized.

Only one of the husband and wife meets the conditions for buying a house.

Housing is purchased by the party with urban household registration, and the purchased property must be owned by the party with urban household registration or both husband and wife; For non-local registered families whose husband and wife meet the conditions for purchasing houses, the purchased property must be owned by the eligible party or both husband and wife.