What does the Golden Eagle Development Department of Changsheng Life do? Is it to sell insurance?

This move has caused dissatisfaction among many people in the insurance industry. Some people joked that Professor Lang's sentence "offended at least 3 million insurance agents", which triggered a heated discussion inside and outside the industry. Liu Yanbin, a well-known financial planner, recently published nearly 100 Weibo in the name of insurance: "The insurance industry is not a profiteering industry, and insurance is not a pyramid scheme. Insurance is a necessity in people's lives and everyone needs it. " The heated public debate in Weibo continued until the afternoon 10, when Liu Yanbin sent Weibo to suggest that "the discussion on insurance should stop here".

Some professionals pointed out that Lang and Liu's statements are actually not the same thing. Lang Xianping mainly pays attention to the marketing model and sales "trap" of the insurance industry, and most of the people who support Lang Xianping's view are insurance consumers, especially those who are misled by insurance salesmen. People in the insurance industry stood up and said that Liu Yanbin had said "fair words".

"Some insurance agents lack integrity and the operating system is not perfect, which really affects the reputation of the industry." When talking about the current situation of the industry, many people in the insurance industry in the provincial capital told reporters that whether it is "biased" or "demonized", Lang Xianping's criticism of the insurance industry is also worthy of reflection by insurance practitioners. For example, in the mode of "selling insurance policies", insurance salesmen don't explain the difficult clauses in the insurance contract in detail and tell the deductible clauses in the contract truthfully for their personal interests, so many consumers, especially the elderly, are lured into insurance.

"There are problems in the current insurance marketing system, but there are essential differences between insurance and pyramid schemes." Professor Lu Zhiyong from the School of Insurance, Shandong University of Finance and Economics believes that the commission marketing model originally aimed at "encouraging performance" has been distorted, which has caused the industry to be criticized and people feel that it is doing pyramid schemes. The argument of "the battle between Lang and Liu" is beneficial to the development of insurance industry. Insurance companies have realized the disadvantages of the current insurance marketing model, and the reform of the insurance marketing system is imminent, so many insurance companies are trying to reform in the direction of "employee system". (Qilu Evening News)