Is Beijing Hengchang Loan Company legitimate? (Is the law firm entrusted by Hengchang genuine?)

In 2015, he received a loan of RMB 50,000 from a company under Hengchang.

Every time a debt is called, the statute of limitations can be recalculated. I already owe money to many online loan companies. If I still don’t repay it, I will borrow 40,000 from Hengchang and I will urge you to repay it. Otherwise, the People’s Court can Enforcement.

The person who called me said that if you do not call for debt within 2 years from the repayment date, you will automatically give up the debt.

These basic laws have no substantive effect. There is a problem, they have no legal effect.

Shock, their behavior may infringe on your classmate's right of reputation. You can ask the other party to eliminate the impact and apologize. If you sign the power of attorney and the lawyer calls and says you are suing, it is true. They outsourced it.

A lawyer's letter is not a notice from the court, if you do not owe anyone else money.

As of today, I received a call from a law firm saying that I will seize and freeze you. I am lying to you. The law firm does not have such an official seal. It is a civil economic dispute case.

Now that a lawsuit has been filed, it must be fake. If you have taken a loan online, it is up to you how much you will repay. These people are loan sharks, and the other party can also sue your classmates and demand repayment. I asked you earlier whether this lawyer's letter is a forgery or genuine.

You must repay the loan within the period determined by the court, if it is not repaid.

Please check whether it is the creditor from whom you borrowed money. First of all, the person who collects the debt from the bank does not necessarily work in the bank. You can directly pay off the principal and then pay some overdue fees without paying them what they said. It only needs to be no more than four times the amount stipulated by the central bank. He is a law firm entrusted by Hengchang, so it doesn’t matter whether it is true or false. The customer service in 2015 transferred it to their entrusted law firm. A lawyer's letter is not a court summons.

The statute of limitations is 2 years. The lawyer’s letter from the court will arrive at your address, and the phone number should be the bank’s.

There is also liquidated damages. After the other party filed a lawsuit in court, the law firm took over.

After seeing a lawyer like this, "Of course I have never taken out a loan online. I only owe the bank money using my online name. Why can't I pay it back? If the loan is not paid due to objective reasons, what if he wins the lawsuit?" If you don't pay back the money, you can go to the court to apply. Generally, a lawyer can entrust a law firm to collect the money, but the matter is different.

A lawyer will contact you. This should be the collection company's phone number, etc. It's a form of fraud.

This is fake because the online loan you applied for is overdue.