If you don't renew your car insurance in time, you should do so

What if the auto insurance expires and there is no time to renew it? Generally speaking, it is good to renew the insurance as soon as possible. Don't drive out without insurance, so you will take full responsibility after the accident. [Key points of auto insurance renewal] What should I do if the auto insurance expires? Many car owners often ask what kind of punishment there will be if their car insurance expires, because some car owners' car insurance has expired.

If you don't renew your car insurance in time, you should do so

What if the auto insurance expires and there is no time to renew it? Generally speaking, it is good to renew the insurance as soon as possible. Don't drive out without insurance, so you will take full responsibility after the accident.

[Key points of auto insurance renewal]

What should I do if the auto insurance expires? Many car owners often ask me what kind of punishment my car insurance will have when it expires, because some car owners have received a phone call from the insurance company saying that my driver's license will be revoked after my car insurance expires. Generally speaking, my driver's license will not be revoked. Some insurance companies and 4S stores may use it to scare customers, mainly because they pay the main commission, because the driver's license is issued by the vehicle management office. As long as you think about it a little, you will know that insurance companies cannot revoke their licenses or driver's licenses. As for whether there will be penalties for overdue auto insurance, it also depends on the situation. If the compulsory insurance is not paid on time, the owner may have to pay some fines when renewing the compulsory insurance. If the traffic police don't find the traffic insurance, there will be double the money. Moreover, cars that have not paid compulsory insurance cannot be inspected and inspected annually. If the commercial insurance expires, it has no influence on the legal level, because the commercial insurance is voluntarily insured by the owner, and it is an insurance that can be bought or not. Therefore, it is very important to pay strong insurance, and everyone must pay more attention.

The compulsory insurance should be renewed in time. We just need to remember that the compulsory insurance must be paid on time, because it is an insurance that must be purchased according to laws and regulations. Although it is not necessary to buy commercial insurance, it is still very risky for car owners to drive on the road without buying commercial insurance. After all, the amount of compensation for a single compulsory insurance is limited. Moreover, compulsory insurance is only responsible for compensating the third party's liability losses, and the maintenance costs of its own vehicles cannot be settled. So what problems should we pay attention to when renewing auto insurance? Let's introduce it to everyone. According to the regulations, as long as the car owner does not have any violation records, accidents and claims within one year, the car insurance will be renewed, and the car owner will get a premium reduction of 10%-20%, and will also be listed as a quality customer by the insurance company to enjoy commercial insurance concessions. In addition, we should be good at comparing the prices of different auto insurance sales channels. Generally speaking, 4S stores and insurance intermediary channels have higher premium charges because they have to extract some intermediate fees; The direct sales channel of auto insurance of insurance companies can give car owners more profit space because it saves intermediate costs, which is a more cost-effective choice.

What problems should I pay attention to when renewing auto insurance? The type of auto insurance you choose must be different in different situations. Therefore, this is also a good opportunity for you to renew your auto insurance. With a year's driving record, you can have a comprehensive analysis of your driving situation, and you can also analyze the risks of self-driving more comprehensively, so as to reasonably match the insurance. You should pay attention to the addition and subtraction of insurance types, do a good job in risk control and make a reasonable auto insurance premium budget. Having introduced so much, what should I do if the auto insurance expires? Of course, it was updated in time. Another point is that the accident record mentioned above will affect the driving record of the owner next year. Therefore, in the ordinary driving process, if there are some minor scratches, the cost of repairing the car will not be great, so you can enjoy more premium concessions when you apply for auto insurance next year.

Can I transfer ownership without a driving license?

Nowadays, many companies need people who can drive when recruiting employees, so many people have applied for driving schools. Once they pass the exam, they can get a driver's license. What is the function of the driver's license? Can I transfer ownership without a driving license? I have summarized the relevant knowledge for your reference. I hope the following knowledge can help you.

Can I transfer ownership without a driving license?

You can't. Motor vehicle driver's license is the material for applying for transfer registration.

Motor vehicle registration regulations

Nineteenth to apply for transfer registration, the current motor vehicle owner shall fill in the application form, submit the motor vehicle for inspection, and submit the following documents and vouchers:

(a) the identity certificate of the current motor vehicle owner;

(2) Certificates and vouchers of the transfer of ownership of motor vehicles;

(3) Motor vehicle registration certificate;

(4) Motor vehicle driving license;

(five) the customs supervision of motor vehicles shall also submit the "Certificate of Deregulation of Vehicles under Customs Supervision in People's Republic of China (PRC)" or the transfer certificate approved by the customs;

(six) motor vehicles that have exceeded the validity period of the inspection shall also submit the certificate of motor vehicle safety and technical inspection and the compulsory insurance certificate for traffic accident liability.

If the current motor vehicle owner lives in the jurisdiction of the vehicle management office, the vehicle management office shall, within one day from the date of accepting the application, confirm the motor vehicle, check the rubbing film of the vehicle identification code, review the submitted documents and vouchers, recover the license plate and driving license, determine the new motor vehicle license plate number, endorse the transfer matters on the motor vehicle registration certificate, and reissue the license plate, driving license and inspection mark.

If the domicile of the motor vehicle owner is not within the jurisdiction of the vehicle management office, it shall be handled by the vehicle management office in accordance with the provisions of Article 13 of these Provisions.

I remind you that many people think that the motor vehicle registration certificate and motor vehicle driving license are completed after the transfer. In fact, after the transfer of the vehicle, the road maintenance fee and the owner of the additional tax and insurance will change, which can be handled with the original driving license. The above is the relevant knowledge I have summarized. I hope my knowledge can answer your question. If you are confused, please consult legal knowledge. If you don't renew your insurance in time, you should do so. Can I transfer without a driving license? @20 19