Shipping companies have asked recruiters who have not signed labor contracts to buy insurance. Can they return it the next day?

If the insurance company has not signed a contract, but has paid for it, it can ask for a refund. Whether the contract is signed or not is not a necessary condition for the validity of the contract. If it is the autonomy of the parties, it is effective without violating the mandatory provisions of the law. Therefore, whether to refund the fee depends on the validity of the contract or the wishes of the parties. Article 58 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the employer shall handle social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.