Desai Wei Lan, how to do the exam questions?

1, help friends and relatives pay the bill: at present, many places can use credit cards to overdraw their consumption, and the bill can enjoy a certain interest-free period. If you want cash, you can choose to pay for them when you go shopping with friends and relatives, and then he will pay you cash. This way of cashing out credit cards is the safest and most cost-effective.

2, swipe a credit card to buy a ticket: this operation is more troublesome, but also choose the right airline. Some airlines stipulate that as long as the ticket is refunded 24 hours before departure, it can be refunded in full cash without handling fee. Cardholders can swipe their cards to buy tickets and issue tickets in the self-built business halls of these airlines, and then follow the refund process. Whether it is necessary to charge a refund fee requires consulting the airline.

3, merchants cash out: it is best to choose a store that you are familiar with, and negotiate with the boss in advance to cash out the handling fee. The operation process is also very simple: you swipe your credit card through the POS machine in the store, and you don't get the goods. The store will give you cash directly, and you need to pay a certain handling fee. Generally speaking, in this case, it is best not to set an integer for cash, and the amount should not be too large, such as 1000, 2000 yuan, and the handling fee is about 1% of the cash amount, subject to negotiation.