Interview skills of loan companies

If you want to apply for a credit company, the manager asks your opinion and understanding of this industry. If so, how should I answer and find a satisfactory answer?

I suggest you tell the truth if you are inexperienced. After all, the manager is a child prodigy and can see whether what you said is true or not. It can be said: I think this industry has great room for development, and the credit industry is increasingly adapting to the needs of this society. I want to develop well in this industry, bring benefits to the company and improve my ability. The answer is not very professional.

What do auditors ask when interviewing small business loans?

First of all, frequently asked questions:

1, asking what you used to do;

Why did you come here to interview the auditor?

3. What are your strengths and weaknesses?

4. What is your future career plan?

5. What kind of salary do you want?

Second, the interview etiquette and skills:

1, basic etiquette

(1) Once you make an appointment with the employer, you must arrive at the interview site 5- 10 minutes in advance to show the sincerity of the job seeker and give the other party trust. At the same time, you can adjust your mentality and do some simple equipment preparation to avoid rushing into battle and being in a hurry. In order to do this, we must keep in mind the time and place of the interview, and it is best for qualified students to go ahead of time to avoid being late because they can't find a place or delay on the way. If you are late, you will definitely leave a bad impression on the recruiter and even lose the opportunity for an interview.

(2) Don't be nervous when you enter the interview.

(3) Answer the questions of the employer one by one.

(4) In the whole interview process, keep elegant and generous, talk modestly and cautiously, and have a positive and enthusiastic attitude.

2. Language application skills

Your language expression in the interview field marks your maturity and comprehensive quality. It is undoubtedly very important for job seekers to master the skills of language expression. So, how to use conversation skills properly in the interview?

(1) is articulate, fluent in language, elegant and generous.

(2) The tone is peaceful, the intonation is appropriate, and the volume is moderate.

(3) Language should be subtle, witty and humorous.

(4) Pay attention to the listener's reaction.

What are the requirements for the company's account manager? What questions do they usually ask in an interview?

In fact, such an account manager will not care too much about your professional knowledge. They mainly look at the following points, which you should pay attention to when interviewing. 1 is your personality, whether you are steady and practical, and don't be too flexible in your mind, because such a flexible person will also give people a sense of practicality. After all, it involves the safety of funds, and too many ideas will make people uneasy. 2. It is your ability to communicate with others, not necessarily to talk big, but to capture people's hearts. The most important thing is whether you have customer resources, that is, the breadth of people you know. Think about how difficult it is for a person who doesn't know many people to start a business. Everyone wants someone who can make a living if he goes. I wish you success! The account manager is under great pressure, but if you do it well, you will get a lot of benefits.

In the job interview of a loan officer, when the interviewer asks you about your short-term goals and career planning, how do you answer?

Short-term goals: First, it is your primary task to deeply understand the operating conditions and laws of banks and understand the industry as soon as possible. You can get to know the situation on the spot through individual users first, and learn to judge people, because we are doing credit loans. If the first step is wrong, I'm afraid it will be difficult to achieve your expected results in the future.

Career planning: it is not so easy to borrow money. According to the development plan of a loan officer, it is necessary to expand business (the customers of banks are mainly farmers in specific areas, and the customers of companies are basically friends of the company's top management and shareholder circles). Of course, we must strive to expand our own circle and inherent customer relationship. After mastering the business, seek a breakthrough in the link of risk control.

Interview skills of bank loan officers

1. Classify customers

In preparation, loan officers should not only know their loan products like the back of their hands, but also classify their customers in detail. For example: customers who focus on car loans, customers who want mortgages, customers with collateral, and customers who want equity pledge.

Only by classifying customers in detail can loan officers make appropriate loan plans, thus improving the success rate of interviews.

2. Draw up a detailed interview outline.

Before the interview, the loan officer needs to prepare a detailed interview outline, which can ensure that the loan officer has clear ideas and logic in the process of interviewing customers, and can let your loan officer know the customer's situation more comprehensively and in detail. On the one hand, it allows you to design loan products that are more suitable for customers' needs; On the other hand, it can also let you know what you are doing.

The interview outline includes: customer profile, customer's credit demand, loan products recommended by loan officers, etc.

Form of outline: list, question form or theme outline.

Through the detailed outline preparation, the loan officer can have a clearer understanding of the customer's loan demand during the interview with the customer, and know how much the customer cares, what the acceptable interest is, what the repayment source is and how the repayment ability is.

Second, the interview content

In the next interview, the loan officer usually conducts an interview according to the interview outline. If the loan officer has questions that are not included in the preparation, but he feels it necessary to ask them during the interview, he can also ask the customer during the interview. Generally speaking, the questions asked by customers include:

Customer's personal status, company status, loan demand, repayment ability, repayment source, acceptance of collateral, relationship with banks and non-financial institutions, etc. When interviewing customers, loan officers should also inform customers of the company's business requirements and specifications, conditions, cooperation methods and other information, so that customers can measure.

This concludes the introduction of job hunting and interview skills of loan companies. I wonder if you have found the information you need?