Why is it that Mu Niubao's surgical accident insurance can ease the doctor-patient relationship?

In the current environment where the contradiction between doctors and patients is more prominent, some hospitals are reluctant to try some new treatment techniques for some complicated and risky operations because of possible subsequent liability disputes. And if the patient has already insured the relevant surgical accident insurance, then the doctor's worries will be greatly reduced, and the patient will have a better chance to get some active and comprehensive treatment. In the case that patients have to undergo secondary treatment because of complications caused by medical accidents, the insurance compensation for complications from insurance companies can also relieve the patient's cost pressure in time.