How about JD.COM Zhitou?

JD。 COM smart investment is not bad, helping investors to invest their funds in different investment products according to a certain proportion. The return of the portfolio is the weighted average of the returns of these securities, but the risk is more dispersed than that of a single product. Investors can diversify the non-systematic risks of investment through the portfolio, that is, "don't put eggs in one basket".

As an intelligent investment product, JD.COM intelligent investment has obvious decentralization advantages. The principle of intelligent investment is actually to apply the investment philosophy and discipline used by institutional investors to the level of individual investors, that is, to carry out long-term and decentralized allocation. Decentralized asset allocation can effectively reduce your investment risk, increase the profit probability and reduce the long-term loss probability.

In addition to the advantages of diversified investment, JD.COM Zhitou also provides you with customized asset allocation scheme according to JD.COM Big Data. Not just for diversification, but to build a personalized portfolio with thousands of people according to their own financial characteristics.