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What loan companies are there in Changsha?
Which personal microfinance company in Changsha is better? This is a headache for many friends. Now many friends want to apply for a loan from the bank when they are short of money. Without collateral, I had to apply for an unsecured loan, but my own conditions could not meet the requirements of the bank. If you look for a lending institution other than a bank, you are afraid of encountering a liar. So, what formal unsecured microfinance companies are there in Changsha?
Changsha personal micro-credit company
1, Changsha Tianxin Yin Da Microfinance Co., Ltd.
Address: Room 1012, Xinshikong Building, No.398, Section 3, Furong Middle Road, Tianxin District, Hunan Province.
2. Gao Qiao Microfinance Co., Ltd., Yuhua District, Changsha.
Tel: * Address: Gao Qiao, West Gate of Gao Qiao Market
3. Lihe Micro-credit Company
Tel: *; * Address: Floor 2, Building 8, Qinyuan Chunyuyuan, Tongzipo Road
4. Kaifu District Kaiyuan Micro-credit Company
Address: 5th Floor, Shaping Commercial Center, No.6 Furong Middle Road 1 Section, Kaifu District, Changsha, Hunan.
5. Furong Youa Microfinance Company
Address: 6th Floor, First Avenue, No.2 Wuyi West Road, Changsha
6. Red Star Qian Gu Small Loan Co., Ltd.
Address: Jingwanzinan (south of China Agricultural Bank)
7. Hesheng Small Loan Co., Ltd.
Tel: *
Address: Pingtian Hotel, No.465 Jiayu Road
8. Lin Yi Small Loan Co., Ltd.
Tel: *
Address: Near No.67 Kaiyuan East Road, Changsha County, Changsha, Hunan Province
9 Liuyang Yin Hui Microfinance Co., Ltd.
Tel: *; *
Address: No.46 Lvzhiyun Road
10, Liuyang Yinsheng Microfinance Co., Ltd.
Tel: *
Address: Jianshou Avenue 148
Tips: Friends who need small loans in Changsha can fill in directly on our website if they want to enjoy on-site service.
Application materials, we will provide you with better and more efficient services.
How to Find Non-bank Formal Unsecured Microfinance
In fact, everyone just needs to remember that when applying for unsecured small loans from lending institutions other than banks, don't pay any fees before lending. In this way, the liar can't achieve the purpose of defrauding the borrower's money, and everyone doesn't have to worry about being cheated. Once you meet an institution that charges in advance, you should immediately change to another lending institution to apply. Anyway, there are so many institutions doing unsecured micro-loan business now, so I'm not afraid I can't find one that suits me.
In addition, ordinary unsecured microfinance institutions will require borrowers to sign loan contracts with lenders in person when handling loans, and usually will not require borrowers to sign loan contracts by fax or e-mail.
Finally, formal unsecured micro-loans will not say that the loan conditions are extremely loose. For example, it is impossible to apply for a loan only by providing an ID card. You also need basic information such as good personal credit, stable income source, work certificate and bank flow.
In short, you can judge the regularity of unsecured microfinance institutions from the above points. The main point to remember is not to pay any fees before the loan.
Are there many credit companies in Changsha Wanda?
There are many credit companies in Changsha Wanda. According to relevant public information, there are many credit companies in Changsha Wanda area, such as China Agricultural Bank, China Everbright Bank and China Merchants Bank. These banks provide corporate and personal loan services.
Want to know which companies can do Changsha loan?
You can find Changsha Yuheng Financial Loan Service Co., Ltd., whose company has this business and the effect is still very good. I was handled by them before, and the loan came down soon. Thank you very much, its official website is, please have a look first. Thank you for your invitation.
What non-bank microfinance companies are there in Changsha? Changsha Top Ten Regular Small Loan Companies
Are there some non-bank microfinance companies in Changsha? In this unhealthy loan market, many lawless elements wander around the loan team disguised as small loan companies and cheat unscrupulously, which makes many novices hard to prevent. The following are ten small unsecured loan companies officially operating in Changsha.
Changsha Top Ten Regular Small Loan Companies
1, Tianyuan Jinhong Micro-credit Company
Address: Floor 6, Jingu Building19, Jinxing Middle Road, Yuelu District, Changsha City, Hunan Province
2. Yaming Microfinance Co., Ltd. Yuehu Liaison Office
Tel: *
Address: Building 37, Zone A, Yuehu Market
3. Beisheng Microfinance Consulting Service Center
Tel: *
Address: near Xinmin Road Label: Company Enterprise-Company
4. Wangcheng District Small Loan Guarantee Center for Promoting Employment
Address: near Wangcheng Avenue 100
5. Changsha Yuelu District Jinhe Microfinance Co., Ltd..
Address: No.2 Yuelu Avenue
6. Gao Qiao Microfinance Co., Ltd.
Address: Gao Qiao, West Gate of Gao Qiao Market.
7. Chongge Microfinance
Address: Floor 2 1, Huameiou Building, No.389, wuyi avenue.
8. Changsha Shengfeng Small Loan Co., Ltd.
Address: No.205 Xingsha Avenue, Changsha Economic Development Zone
Tel: (073 1)85284902
9. Changsha Yuheng Small Loan Co., Ltd.
Address: Floor 2, Xinglong International Plaza, Tianhua Road 1, Xingsha Town
10, Changsha Ruiwan Investment Microfinance Company
Store address: wuyi avenue Wuyi Shinkansen 18 1804, Wuyi Square, Furong, Changsha.
Business hours: 24 hours
Business phone number: *
Tips: Friends who need small loans in Changsha can fill in directly on our website if they want to enjoy on-site service.
Application materials, we will provide you with better and more efficient services.
How to tell whether a small loan company is formal and reliable?
If you want to apply for a formal small loan, the borrower must first find a formal small loan company. Small loan companies emerge one after another, including some companies with irregular operations. Borrowers can find loan companies from the following aspects:
1. Is the certificate complete?
Formal small loan companies hold business licenses, business licenses and other materials, and borrowers must check the integrity of documents when looking for small loan companies.
2. Is there a fixed business place?
Formal small loan companies have fixed business premises and contact information, while informal companies generally only have a website and a mobile phone number. If you want to make sure of this, the borrower had better make a field trip.
3. Is there a charge before the loan?
Formal small loan companies will not ask borrowers to pay any fees before issuing loans. We must keep this in mind to avoid being cheated.
4. Is the expected annualized interest rate of the loan too low?
Although the loan amount you apply for is not high, regular small loan companies will not reduce the expected annualized interest rate of loans. On the contrary, the expected annualized interest rate of loans of small loan companies is higher than that of bank loans.
5. Is the loan procedure too simple?
When looking for a regular small loan company to apply for a small loan, the borrower must provide valid identification, work certificate, income certificate and other materials, so those who claim that they can borrow money only by ID card or household registration book must be fraudulent companies.
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