Is it legal to transfer the creditor's rights of Shenzhen Yaliancai to Ping An Pratt & Whitney?

It is legal for Shenzhen Yaliancai's creditor's rights to be transferred to Ping An Pratt & Whitney.

At present, Ping An Pratt & Whitney has obtained two small loan licenses, namely, Chongqing Jinan Network Small Loan License and Hunan Ping An inclusive microcredit Co., Ltd., so the loan qualification is no problem.

Whether the creditor's rights of Shenzhen Yaliancai are legally transferred to Ping An Pratt & Whitney depends on the specific circumstances. Generally, reasonable transfer is legal. The loan has been paid off, but the call for collection is still received. This is because some lending institutions have outsourced collection services, and users have paid off their debts, but the information of collection agencies has not been updated in time.