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Excuse me, is there a list of untrustworthy people at the meeting after the deadline?
Detailed description:
1. Lending Bao is a consumer credit product launched by Alipay, and users can easily apply for loans through their mobile phones.
2. In loans overdue, Alipay may include overdue users in the list of untrustworthy people, which will affect their credit ratings and credit records on Alipay and other related platforms.
3. The list of dishonesty is established and managed by the national credit information sharing platform led by the People's Bank of China, aiming at strengthening credit constraints and enhancing social integrity awareness.
4. After being included in the list of untrustworthy people, individuals will face the influence of limited credit, difficult loans and limited recruitment and employment. At the same time, some government agencies, financial institutions, enterprises and institutions may also use untrustworthy information to carry out corresponding risk prevention and control work.
5. Whether the overdue loan is on the list of untrustworthy people depends on the degree and frequency of overdue and Alipay's handling policy. In any case, overdue repayment will have a negative impact on personal credit.
Summary:
Overdue loans may lead to being included in the list of untrustworthy people, thus adversely affecting personal credit.
Extended data:
Alipay untrustworthy list management is a credit information sharing platform established and maintained according to the Administrative Measures for Personal Credit Information Business issued by the People's Bank of China. The specific impact and consequences of the list of untrustworthy people may be different due to factors such as regions, systems and policies. Therefore, it is the key to maintain personal credit to abide by the loan contract and repay on time.
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