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Will Wandong Village Town Bank approve the loan?
Need to meet the loan conditions of village banks: 1. The applicant is a legal citizen of People's Republic of China (PRC) (China) and has no criminal record; 2. The applicant is between the age of 18 and the age of 60; 3. Have a stable residence in the place where the loan is applied, and can provide proof; 4. Have an account in a rural commercial bank; 5. Other requirements for rural commercial bank loans. In addition to the above conditions, the following conditions must be met: 1. To apply for a mortgage loan, just provide a real estate license. After evaluation, 70% of the house value can be loaned. 2. If there is no real estate mortgage or the required funds are relatively small, you can also apply for a small credit loan. Materials to be submitted for loans from rural commercial banks 1. Valid identity documents of the borrower and spouse (referring to resident identity cards, household registration books or other valid identity documents); 2. Married people should provide proof of marital status, and unmarried people should provide proof of unmarried or sign a declaration of unmarried; 3 assets, liabilities and income and expenditure; 4. Proof of loan use; 5. Other loan information required by the lending bank.
Personal unsecured loans must first submit materials, and then the bank will approve them. After that, they will take out loans, but they will not be able to take out loans.
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