Yang Jinjin Fund Manager

Yang Jinjin holds a master’s degree in finance from Fudan University and a bachelor’s degree in materials engineering from East China University of Science and Technology. He has successively served as a senior analyst in the Research Department of Changjiang Securities and a researcher at Huatai-PineBridge Fund Management Co., Ltd. In 2017, he joined Bank of Communications Schroder Fund Management Co., Ltd. as an industry analyst. He has been appointed as the fund manager of Bank of Communications Schroder Trend Priority Hybrid Securities Investment Fund since May 6, 2020.

: Fund refers to a financial management method that centrally manages a certain amount of funds. Funds are divided into currency funds, bond funds and stock funds according to different risks and returns.

Fund is a collective investment model of "profit sharing and risk sharing". It refers to pooling unequal amounts of funds from the uncertain majority of investors in the society through the form of a contract or company and by issuing fund certificates to form a certain scale of trust assets, which are handed over to specialized investment institutions for dispersion based on the principle of asset portfolio. Investment is a collective investment trust system in which investors share the profits in proportion to their investment and bear corresponding risks.

As a trust business, funds have a long history, and their origins can be traced back to the Netherlands in the early 19th century. Investment funds originated in the United Kingdom and developed in the United States. After World War II, they quickly entered Japan, Germany, France, Hong Kong, Southeast Asia and other places, and flourished all over the world. As a social financial management tool, investment funds truly originated in the UK. After the first industrial revolution, Britain's productivity developed greatly, colonies and trade spread all over the world, and social and personal wealth increased rapidly. However, due to excessive accumulation of domestic funds and rising investment costs, many businessmen have transferred their personal property and funds overseas. Since the investors themselves lacked international investment knowledge and lacked understanding of the overseas investment environment, they came up with the idea of ??pooling funds from many investors and entrusting dedicated personnel to operate and manage it. This idea was supported by the British government, so the British government established an investment company and entrusted financial experts with professional knowledge to invest on their behalf, allowing small and medium-sized investors to share the rich benefits of international investment and diversify risks. As a result, early investment trust companies emerged.