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What's the telephone number of xinzheng city Medical Insurance Office?
The so-called medical insurance premium is composed of employees, units and the state paying a certain proportion.
The specific composition is as follows:
First, the basic medical insurance employer pays 6% of the total wages of its employees (including retired employees) in the previous year; Individual employees shall pay 2% of the wage income of the previous year. Individual retirees will no longer pay the basic medical insurance premium from the next month after going through the retirement formalities. If the proportion of retirees among employees exceeds the standard of this Municipality, it shall be implemented in accordance with the relevant provisions of this Municipality. If the average wage of the employer (employee) is lower than 60% of the average wage of the county in the previous year, 60% shall be the payment base; If it is higher than 300% of the average wage of employees in the county last year, 300% will be the payment base.
2, serious illness supplementary medical insurance, the employer shall bear 70% per year, and the employee shall bear 30% per year. If the employer participates in the insurance midway, it shall pay the supplementary medical insurance premium for serious illness according to the annual standard.
Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC).
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees of the employer and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
: 1. Types of medical insurance
①: Basic medical insurance for urban workers
Urban workers and retirees are paid by employers and individual workers respectively. When the insured reaches the payment period (25 years for men and 20 years for women), they can enjoy basic medical insurance, Medicaid insurance for civil servants and large medical expenses subsidies. Enjoy basic medical insurance benefits without paying after retirement.
②: Basic medical insurance for urban residents.
Unemployed urban residents, flexible employees, migrant workers, students and children who have not participated in the basic medical insurance system for urban workers are unable to participate in the basic medical insurance for urban workers. The payment method is mainly individual (family) payment, supplemented by financial subsidies. It must be paid once a year without any remuneration or treatment.
③ New rural cooperative medical system
Rural residents can participate, but the level of protection is also low compared with the low level of payment. The main purpose of the new rural cooperative medical system is to compensate farmers for their medical expenses. Therefore, minor illnesses such as outpatient service and trauma are not covered.
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