Is it true that Ping An Easy Loan?

Don't be cheated in Ping An Easy Loan again. I borrowed 30,000 yuan from his platform yesterday, and they said to pay 5% of the cost certification fee before making the next payment. The cost certification fee for the loan 1 1,000 yuan is 500 yuan, and 30,000 yuan is the cost certification fee for 1 1,000 yuan in 500 yuan. They also said that they would pay me back together with the loan money. I was in a hurry to use the money without reading the contract they wrote, so I was in a hurry. I switched to 1500. He paid 30,000 yuan, and 1500 didn't pay me back. I was still eating, so I didn't leave. As a result, he got back the 30 thousand yuan, threatening me that the information error caused losses to his company and asked him to pay a deposit of 9000 yuan before making the next payment. He also said that he would pay me back with the loan money, so I got it back. I felt it was a scam, so I reported them when I didn't make any more money. I hope the police will shut down such a fraud company as soon as possible. I'm sure I'm not the only one who has suffered. Don't trust these things that will be returned if you pay first. Those who pay first are liars.

2. Is Ping An Easy Loan a formal loan?

1, Ping An Easy Loan is a brand of China Ping An, and Ping An is a fully licensed group company, which is qualified to lend. At present, the loan modes of Ping An Easy Loan mainly include credit guarantee insurance, financing guarantee and. But no matter what kind of loan, its operation mode is formal and legal, and users can rest assured. 2. In addition, users can apply for Ping An Easy Loan through channels, such as going to offline Ping An outlets, directly contacting the account manager, making an appointment for a loan in official website or directly calling the customer service hotline. Remember to apply for Ping An Easy Loan through formal channels. For more information about Ping An Easy Loan, please visit:/ask/d064ab1616092124.html? Zd view more content

Third, Ping An Easy Loan is overdue for 6 years.

Ping An Easy Loan is overdue for six years. If it is not seriously overdue, it will not go to jail. It is suggested to repay the overdue fee as soon as possible. For overdue fees, different online lending platforms have different names and different charging standards.

1. Is Ping An Easy Loan Repayment Credit Report Late?

This depends on the serious overdue situation. Ping An Easy Loan is overdue for 30 days, and the accumulated overdue within 6 months cannot exceed 90 days. Within this range, the approval can be passed, but if you are overdue on a regular basis, although the number of overdue days is not much, the store will not sign a contract for you. Even if the store signs a contract for you, some cooperative banks will not give you a loan. The loan has been approved and signed, and the cooperative bank's Mishima Pass meets the basic requirements. I suggest you try.

Second, how to calculate the interest of Ping An Easy Loan?

1, Ping An Easy Loan, with a monthly interest rate of 2.3%, an annual interest rate of 27.6%, an account opening fee of 2%, and an annual minimum interest rate of 30% for prepayment. It is the blackest in the industry, more expensive than credit cards, and the maximum personal loan does not exceed 654.38+ 10,000. It is recommended not to use credit security and easy loan. If you need money urgently, you can choose Standard Chartered or Citigroup. Foreign banks have much higher cost performance.

2. According to the monthly loan cost of 2.3% of Ping An Easy Loan, the loan is 20,000 yuan, which will be repaid in 24 installments. Monthly interest plus insurance 460 yuan, then the total monthly repayment is about 1293 yuan. That's safe and easy to borrow, right? Because the cost paid by the lender mainly includes premium and loan interest, from the perspective of loan interest alone, it is less than 1.5 times of the expected annualized interest rate of the central bank's loan benchmark, which is really not called.

Ping An Easy Loan is a credit guarantee for ordinary residents to carry out business, and cooperative banks can apply for it. It doesn't need mortgage and is easy to operate.

4. Is Ping An Easy Loan true?

Handling a credit card/loan depends on your job, bank flow, assets, etc. The exact amount needs to be verified by your financial certificate.