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What are the legal provisions for the cancellation of other warrants in Suzhou New District?
In our real life, if you borrow money from the bank to buy a house, you need to provide a certain mortgage, and after the mortgage, you will issue a certain certificate to prove that there is a mortgage, that is, the certificate of his rights. When you repay the loan, you need to cancel this certificate. So many people want to know what are the legal provisions for the cancellation of other rights in Suzhou New District? 1. What are the legal provisions for the cancellation of other warrants in Suzhou New District? If you want to cancel the house ownership certificate, you should bring the certificate of consent to cancel issued by the bank. I can bring my ID card, other warrants and other related documents to the local real estate trading center or housing management department. After the mortgage is paid off, the cancellation unit is the Housing Authority. But you need a certificate from the bank. The cancellation time is generally within fifteen working days. As for your repayment on schedule, it will take a long time, which should be because the bank does not act. To put it simply, other warrants are mortgage warrants, which are the proof that when you borrow money from banks or other financial institutions, the creditors handle the mortgage. Strictly speaking, the house ownership certificate is a legal certificate issued by the house property registration authority to the mortgagee or the mortgagee and other obligees. The certificate of other rights of the house shall be collected by the holder of other rights. The holder of other rights shall exercise other rights according to law and shall be protected by state laws. Generally, it refers to the certificate of rights issued by the housing management department and held by the mortgagee when the mortgagor (the owner of the house includes * * *) mortgages the house to the mortgagee. Second, how to handle the house ownership certificate? To handle other property ownership certificates, both the mortgagor and the mortgagee need to hold the original and photocopy of their ID cards (business license, official seal, letter of introduction and ID card of the agent provided by the unit) and the original and photocopy of the real estate license (the old real estate license before 2008 was not registered) and go to the housing authority under their jurisdiction to fill in the loan contract, mortgage contract, real estate appraisal report or property value confirmation. After approval and treatment, the Housing Authority will issue other warrants to the mortgagee. The mortgage registration fee is charged at the time of handling, according to the difference of mortgage registration fee between commercial housing and residential housing and local standards. The implementation standards vary from place to place. Please consult the Housing Authority where the house is located for the specific amount. The mortgage registration fee is charged at the time of handling, according to the difference of mortgage registration fee between commercial housing and residential housing and local standards. The implementation standards vary from place to place. Please consult the Housing Authority where the house is located for the specific amount. The other warrants of the house shall be kept by the bank, and the house shall be returned to the purchaser after being stamped with the mortgage seal, and the other warrants shall be kept by the bank. Whether the buyer can go or not depends on the bank. Some banks agree that you can do it yourself, and you can also do it yourself if you are given mortgage materials. However, it seems that the bank rarely agrees, and basically it is the designated person or institution to go with you. And when taking other warrants, they will also have someone present to take them directly. Attachment: basic materials for handling other warrants 1, application form for housing mortgage registration 2, copy of applicant's identity certificate 3, original housing ownership certificate (* * *) 4, original mortgage contract 5, original principal creditor's rights contract 6, and other required materials. First, if you want to cancel, you must bring your own identity certificate and other proof of property rights to cancel. Of course, there is a prerequisite for this cancellation, that is, you must cancel the last one.
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