What should I do if Messing says he will sue me in installments?

1. Cooperate with the lawsuit and repay the loan according to the court decision;

2, full repayment, you can directly pay off the penalty interest and arrears, and the general bank will withdraw the lawsuit;

3. Negotiate with the bank. If you are temporarily unable to repay in full, you can take the initiative to contact the bank to apply for installment repayment. If the court still refuses to repay the loan after the judgment, it needs to bear the corresponding criminal responsibility.

Be sued for not paying the loan for more than three years. After the limitation of action ends, the creditor loses the right to win the case, but the creditor's rights and claims do not disappear. Therefore, after being sued, it is necessary to actively respond to the lawsuit and repay the loan in time to avoid court enforcement and affect the credit investigation. You can perform your obligations directly according to the installment contract.

If the debtor doesn't pay back the money, the other party can sue. After accepting the case, the court will serve a summons on the defendant, which shall prevail. If the summons cannot be served on the defendant, it can be handed over to the adult family members who live with him for signature. If the defendant is a legal person or any other organization, it may be served on its legal representative or the person in charge of any other organization. If there is an agent ad litem, it may be sent to the agent ad litem for signature. If the deliverer or the consignee refuses to accept it, the deliverer may ask the grass-roots organization to wait for Daocheng to explain the situation, and write down the reasons for rejection on the receipt, which shall be deemed as delivery. If the whereabouts of the defendant are unknown, it may be served by public announcement.

legal ground

People's Republic of China (PRC) Civil Procedure Law

Article 2 The task of People's Republic of China (PRC)'s Civil Procedure Law is to protect the litigants from exercising their litigation rights, ensure that the people's courts find out the facts, distinguish right from wrong, correctly apply the law, hear civil cases in time, confirm the relationship between civil rights and obligations, punish civil violations, protect the legitimate rights and interests of the litigants, educate citizens to consciously abide by the law, maintain social and economic order, and ensure the smooth progress of socialist construction.

Article 3 The provisions of this Law shall apply to the people's courts in accepting civil lawsuits brought by citizens, legal persons, other organizations and among them because of property relations and personal relations.

Article 119 A prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.