What are the common questions asked by Industrial and Commercial Bank of China on return calls? Do you have to make a return call? When do you usually call?

1. The callback call of Industrial and Commercial Bank of China for Home Loans usually asks for information such as the name of the unit, address, contact person’s name, lender’s name, when they joined the company, any position, monthly salary and other information. The bank may call you and the company's contact number to ask the following questions, which is very random.

1. Confirm whether the company has you as an employee. This is an inevitable question when the bank calls.

2. Banks will generally ask your company and your specific working years.

3. The bank will ask about your position in the company and the specific work of this position.

4. The bank will ask about your income and the specific classification of your income.

5. The bank loan return call will also ask you the questions on the form you filled in to confirm whether it is true.

2. Not everyone has to make a follow-up call. Generally speaking, banks will randomly select customers who apply for mortgage loans in proportion to make follow-up calls, and those with suspicious signs will definitely be followed up. The reason for the return call is to get the verification information.

3. Generally, a return call will be made about a week after the borrower submits the information.

Different borrowers and different banks may make different callbacks. Some banks may conduct a follow-up visit three or four days after the borrower submits the information, while ICBC may conduct a follow-up visit about a week after the borrower submits the information.

Tips for answering credit card phone calls:

1. When applying for a credit card, clearly remember the information filled in on the application form. If you can’t remember the copy, bring a copy with you, such as the name of the unit. Do not give wrong answers to important information such as emergency contact information, home address, etc. Wrong answers are most likely to result in the card application being rejected.

2. If you encounter unimaginable information, you can use the mobile phone signal as an excuse to give the bank a few minutes and then use this time to find the information.

3. If the bank asks the applicant which address the credit card will be sent to, do not hesitate to answer the company address firmly.

4. If the bank customer service asks some irrelevant questions, you must learn to read the recruitment. For example, if you ask someone if they are your colleagues? You can answer, "There may be this person, but in our unit There are too many people, and I am not familiar with him.” In addition, it is important to note the questions raised by the bank during the phone call. Applicants must ask someone around them to answer, and the most important thing is that the answer must be consistent with the original information, so as to prove the authenticity of the information filled in at the beginning. So the best reward is to prepare in advance and say hello to relatives and friends in advance, so that when the bank calls you back, you can handle it without any mistakes.