Is it possible for someone to access the money in my card if they know my name, ID number, bank card number, and mobile phone number stored in the bank?

It is impossible to withdraw money from your card. The specific analysis is as follows:

1. You have a bank card in your hand, and you cannot withdraw money without a bank card;

2. Without your bank card withdrawal password, even if you have a bank card Or the bank card number cannot be used to withdraw money;

3. If you go to the counter to withdraw money, you need to go in person. If you do not go in person, you must also have the original ID card of the cardholder and the bank card number. In order to withdraw money using the card, a withdrawal password is required.

4. If you have opened online banking, the other party will also need your online banking login password. At the same time, if you log in abnormally, you usually need a verification code, and the bank will send a text message to your reserved mobile phone number. , the other party cannot log in to your bank card online banking without the verification code.

Therefore, there is no need to worry about the money in your card being withdrawn.

Extended information

1. In order to ensure security, online banks generally introduce authoritative third-party certification mechanisms and use certificates from third-party certification centers to complete online transactions to reliably solve online transactions. Information transmission security and credit issues. At present, the third-party certification agency for domestic online banks is usually CFCA (China Financial Certification Center). CFCA is a professional organization led by the People's Bank of China and participated by 12 commercial banks including ICBC, Agricultural Bank of China, Bank of China, China Construction Bank and Shenzhen Development Bank. Financial certification agency is currently the most authoritative financial certification agency in China.

2. Precautions for safe use of online banking:

(1) Avoid using search engines

Obtain the online banking URL from a regular bank outlet and remember it before logging in to online banking Try to avoid using third-party channels such as search engines. The best way is to register the correct Internet banking URL in your browser's favorites, and access it by clicking the link in your favorites for subsequent visits to ensure that you do not access the wrong URL.

(2) Set mixed passwords and double passwords

Password settings for online banking should avoid being related to personal information. It is recommended to use a mixed password of numbers and letters to increase the difficulty of password cracking and keep it properly. , try to avoid the transaction password being the same as the credit card password.

(3) Regularly check transaction records

Regularly check business records such as transfers and payments handled by online banking, or customize account change notifications through text messages to keep track of account changes at any time.

(4) Keep digital certificates properly

Avoid using online banking on public computers to prevent digital certificates and other confidential information from falling into the hands of others.

(5) Be wary of email links

Online banking generally does not issue "system maintenance and upgrade" reminders via email. In the event of a major event, the system will suspend services and the bank will Notify customers in advance. Therefore, when you receive an email like this, beware of a scam. Once you discover that your data has been stolen, you should immediately change the relevant transaction password or report the loss of your bank card.

Baidu Encyclopedia—Online Banking