The meaning of rural pension

The significance of rural old-age care 1, effectively solving the worries of old-age care. Old-age care is a problem that rural residents have to worry about, and family disputes arising from old-age care have also become an important obstacle to rural social harmony. Now, the central government has issued a policy to encourage and guide farmers to actively participate in insurance through financial subsidies. For thousands of years, farmers in China mainly rely on raising children to protect their old age, and its revolutionary nature is tantamount to abolishing agricultural tax.

2, is conducive to mobilize the enthusiasm of farmers to participate in insurance, expand coverage. The rural social endowment insurance system has been piloted in China since 1990. The system mode is that individual farmers pay pension fees and collective subsidies, and all the funds are credited to individual accounts. The biggest feature of the new rural endowment insurance is the combination of individual contributions, collective subsidies and subsidies. There are three financing channels. Individuals, collectives and * * * share responsibilities reasonably, and their rights and obligations are adapted, which makes * * * in place and become the biggest highlight. At the same time, it also mobilized the enthusiasm of farmers to participate in insurance and expanded the coverage of agricultural insurance.

3, is conducive to reducing the birth rate. As a basic national policy, family planning has been implemented for many years. Although remarkable achievements have been made, in some remote rural areas, due to lax supervision and backward farmers' concepts, the phenomenon of "super-birth" is still serious in order to carry on the family line and provide for the elderly in rural areas. With the continuous improvement of various pension systems, the change of people's concept and the improvement of quality, family planning will become an individual's initiative, thus greatly reducing the birth rate and curbing the excessive population growth.

Rural pension has two meanings. One is that rural people have no place to support the elderly in cities and can only stay in the countryside. The other is that the rich people in the city go to the countryside to live an idyllic life for the good climate in the countryside.

On the issue of rural old-age care, if village officials are corrupt, there is still a fart.

Definition of Rural Endowment Insurance "Basic Scheme of Rural Social Endowment Insurance"

2004-06-0 1

According to the requirements of "establishing rural social insurance system" in the seventh five-year plan, the Ministry of Civil Affairs began to explore the establishment of rural social endowment insurance system as early as 1986. 199 1 year, according to the instructions of the State Council, the pilot project was carried out in Mu Ping county, Yantai city, Shandong province, and it was successful. 1992, on the basis of summing up the pilot experience, formulated and issued the "Basic Plan for Rural Social Endowment Insurance at County Level" (Private Development [1992] No.2), which is conditional in the whole country.

The area is gradually popularized.

The basic scheme includes the guiding ideology and basic principles of rural social endowment insurance; The object of insurance and the age of paying and receiving insurance premiums; Raise insurance funds; Payment standards, payment methods and changes; Fund management and preservation and appreciation; Legislation, institutions, management and funds; Straighten out the relationship and properly handle the connection with some existing pension methods.

The basic plan stipulates that the rural social endowment insurance fund is mainly based on individual contributions, supplemented by collective subsidies; The individual account reserve accumulation system is implemented, and the insurance premiums and collective subsidies paid by individual farmers are all recorded in their own names; The fund takes county-level institutions as the basic accounting balance unit and operates according to national policies; When the insured reaches the specified age, the pension shall be paid according to the accumulated total amount of individual account funds.

Based on China's national conditions and rural reality, the Basic Plan provides a policy basis for the establishment of rural social endowment insurance system. It is a document of administrative regulations that must be followed in developing rural social endowment insurance, and it has strong operability.

Source: Monitoring Center of China Labor Market Information Network.

When did the money for rural pension in 85 yuan arrive? Is the old-age insurance, the full name of the new rural social endowment insurance (referred to as the new rural social endowment insurance).

Rural residents who participate in the new rural old-age insurance shall pay the old-age insurance premium according to the regulations. At present, the payment standard is set at 100 yuan per year, which is divided into five grades: 200 yuan, 300 yuan, 400 yuan and 500 yuan. All localities can increase the payment grade according to the actual situation. Insured people choose their own grades to pay, and pay more. The state adjusts the payment grade according to the growth of per capita net income of rural residents.

At present, the number of rural migrant workers in China has exceeded 65.438+0.2 billion, and it is increasing at the rate of 5 million per year. It is estimated that by 20 10, the population will reach1500 thousand. A large number of young farmers go out to work, which makes it difficult for the left-behind elderly in rural areas to provide for the elderly, which has to arouse people's thinking.

One of the ideas is to establish and improve a new old-age security mechanism for farmers as soon as possible. China's current old-age security mechanism is an imperfect mechanism, which is deeply branded with the dual system of urban and rural areas. 1On August 29th, 996, the 2nd1meeting of the Standing Committee of the Eighth NPC passed the Law of the People's Republic of China on the Protection of the Rights and Interests of the Elderly, which came into effect on June 29th. Confirming the rights and interests of the elderly in legal form is a great progress in protecting the human rights of the elderly in China, which is the first general legislation to protect the rights of the elderly in China. However, there are still some problems in the law: first, the responsibility of rural old-age security is pushed back to the family. Article 10 of the Law on the Protection of the Rights and Interests of the Elderly stipulates: "The elderly mainly rely on the family to provide for the elderly, and family members should care and take care of them." This establishes the legal status of family pension, but this provision has different meanings for urban and rural residents. Article 2 1 of the Law on the Protection of the Rights and Interests of the Elderly stipulates: "The pension and other welfare benefits enjoyed by the elderly according to law shall be guaranteed. The relevant organizations must pay pensions in full and on time, and shall not default or misappropriate them without reason. The state increases the pension according to the economic development, the improvement of people's living standards and the increase of workers' wages. "This reflects the protection of rights holders who enjoy protection according to law. There is no breakthrough in the identity of rights holders, but the beneficiaries are mainly urban residents. For farmers, Article 22 of the Law on the Protection of the Rights and Interests of the Elderly specifically stipulates: "In addition to establishing an old-age insurance system according to the situation, some non-collective contracted land, mountains, water surfaces and beaches can be used as old-age bases when conditions permit, and the proceeds can be used for the elderly." This provision shows great flexibility, and the rural old-age insurance system is established "according to the situation".

The legal rights of middle-aged and elderly people in rural areas actually remain at the original level when the pension base is established "conditionally". The vast majority of farmers do not receive pensions according to law, and the responsibility for providing for the elderly lies entirely with the family. Second, * * * has few obligations. * * * Obligations are mostly "should" protect and help realize rights, and "can" take measures. The legislative expressions are mainly "state establishment" and "state formulation", which are completely authorization clauses. In most cases, the state and * * * are the subjects of power rather than obligations. The Law on the Protection of the Rights and Interests of the Elderly does not contain any provisions on the review criteria and implementation steps, and such provisions are not operational. Third, the law distinguishes different tort liabilities as the subject of individual support obligations and the subject of state power obligations. For individuals, the obligations of the supporters are stipulated in the second chapter of family support, and the legal responsibility of individuals for infringing on the rights and interests of the elderly is stipulated in the fifth chapter of legal responsibility. The provisions related to the responsibility of * * * are Article 44: "Departments or organizations that fail to perform their duties of protecting the legitimate rights and interests of the elderly shall be criticized and educated by the higher authorities and ordered to make corrections. State functionaries who violate the law and neglect their duties, causing damage to the legitimate rights and interests of the elderly, shall be ordered by their organizations or higher authorities to make corrections or be given administrative sanctions; If it constitutes a crime, criminal responsibility shall be investigated according to law. " In fact, it only stipulates the obligations of the departments or organizations involved in * * *, and does not bear corresponding legal responsibilities for the effectiveness of * * * at all levels in building the old-age insurance system and medical security system.

To solve the problem of providing for the elderly left behind in rural areas, we must first give the rural elderly national treatment. At present, the situation of rural pension is embarrassing. On the one hand, it is difficult to protect the rights and interests of the elderly by relying on family pension; On the other hand, the national security system is lacking. According to the statistical data of 1998, in the composition of family income, the department that receives the net transfer payment from the state and the collective is the "net tax burden" in rural areas, and the transfer income from the state or the collective for the poor and non-poor people in rural areas accounts for -3.56% and-1. 13% of the income sources respectively, which is related to what farmers have done in China's reform and construction. The central and local governments should jointly establish a rural old-age security system, and provide a certain number of pensions to the rural elderly for a certain number of years, so that they can have a sense of security. Second, change ideas, speed up the process of urbanization, and change from single-family scattered living to relatively concentrated living, so that the elderly can help each other and take care of each other. Where conditions permit, nursing homes can be built and some health activities suitable for the elderly can be carried out to make them happy. The third is to organize some trade associations to make use of the wisdom of left-behind elderly people to make suggestions for local economic development and make them feel fruitful.

Second, promote rural medical cooperation as soon as possible. In terms of medical security, Article 25 of the Law on the Protection of the Rights and Interests of the Elderly stipulates: "The state establishes various forms of medical insurance systems to ensure the basic medical needs of the elderly. The relevant departments should take care of the elderly when formulating medical insurance measures, and the medical treatment enjoyed by the elderly according to law must be guaranteed. " However, it is difficult for rural elderly people to enjoy medical treatment according to law. Left-behind elderly people are most afraid of getting sick, have no money to watch, have no place to watch, and no one cares. The old man has a minor illness and can only be treated in some rural hospitals with low medical level and backward equipment, or the physical resistance developed by decades of labor. If it is a serious illness, it can only be a word "drag".

In order to make the left-behind elderly people afford medical care and medicine, first, the rural cooperative medical system should be implemented as soon as possible, and the outpatient and medical expenses incurred by treatment should be reimbursed according to a certain proportion. The second is to strengthen the construction of rural hospitals. In the cultivation of rural medical talents, we should change our thinking from focusing on cultivating talents in colleges and universities to focusing on cultivating applicable talents that can be retained and used in rural areas, or recruit some doctors with good medical skills and noble medical ethics to work in rural hospitals to improve the treatment level of rural hospitals. * * * It is necessary to intensify regulation and control, transfer surplus and idle medical and health resources in cities to rural areas, and at the same time increase financial input, acquire necessary medical equipment, and continuously improve rural health quality.

Rural pension problem: enjoy retirement pension after buying it. If you don't buy it, you won't enjoy it. The more you buy, the higher you enjoy.

How many people go to the countryside to support the elderly after 70 s and 80 s? Prepare early and pay a social security for your parents. When parents are old, they can reduce their financial pressure and provide them with a sense of security.

You don't have to worry about the rural endowment insurance. Of course. However, you need to be over 60 to apply for a pension.

It is better to suggest that your mother hand it in every year.

In the local rural old-age insurance management center (resident office), the procedures include ID card, household registration book and premium.

As a rural area, you can participate in the new rural endowment insurance in the pilot areas. Payment is based on the net income of local farmers in the previous year, which is divided into five grades. 100 yuan /200 yuan /300 yuan /400 yuan /500 yuan. In principle, the more you pay, the more you can get in the future.

Its payment and collection will increase with the improvement of living standards.

You need to pay at least 15 years. If the payment period is less than 15 years, you can apply for payment.

At the same time, the state also stipulates retirement, and the retirement age is unified as: 60 years old, and it is paid monthly for life.

It is also carried out in accordance with the principle of more work and less pay. This is just an old-age subsidy, and other ways, such as commercial old-age insurance, are needed to help solve the old-age problem.

See the website of the local civil affairs bureau for the problems of rural nursing homes. Those with policy support also have relevant requirements.

First learn the relevant policies, norms and so on! Look at these—

:lin550603.blog. 163。 /blog/static/30 194305200792552037335/

:ocan../jzfg-fwzlbz4.htm

In addition, look at the information of Wuhan Social Welfare Institute-China Happy Elderly Network.