Self-taught finance undergraduate, introverted, not very talkative, what employment direction is more suitable for my personality after graduation?

The financial industry has developed rapidly in recent years, so what is the employment prospect of the financial profession? Where do finance graduates go? The following is a small series about financial professional employment for your reference.

Employment direction of financial graduates

The financial system is mainly banks and asset management companies, and major banks provide a certain number of jobs every year. The main distribution is as follows:

1. Central Bank: China People's Bank.

2. China Banking Regulatory Commission.

3. National policy banks: China Development Bank, Agricultural Development Bank of The Export-Import Bank of China and China.

4. Four major commercial banks: China Industrial and Commercial Bank, China Agricultural Bank, China Bank and China Construction Bank.

5. Joint-stock commercial banks: Bank of Communications, Shenzhen Development Bank, China Merchants Bank, China Minsheng Bank, Shanghai Pudong Development Bank, Huaxia Bank, China CITIC Bank, Industrial Bank, China Everbright Bank, China Guangfa Bank and China Bohai Bank.

6. City commercial banks: Basically all cities have their own city commercial banks.

7 rural commercial banks, rural cooperative banks and rural credit cooperatives

8. Some institutions of foreign banks in China, such as Citigroup.

Employment prospect of finance major

High income makes the financial industry always considered as one of the ideal industries for fresh graduates, but young financial graduates also realize that studying finance and engaging in finance are not the same thing.

The reality is that with the job segmentation in the financial industry, the employment options corresponding to this seemingly general major are more complicated. Graduates want to enter the financial industry. It seems that the entrance is always the counter operation of the bank, the clerk assistant of the trust or securities company, or the direct sales of products, which is far from the imagined sense of career. I don't know where to start career planning. From the employer's point of view, due to the increasingly high demand for graduates' comprehensive quality in posts with different functions, we no longer deliberately recruit only graduates majoring in finance, but hope to have more compound talents who understand finance, can calculate and have good communication skills, and have always claimed to require an international perspective.

At present, another trend is that although the job posting of financial institutions in the recruitment market is still very active, the recruitment scale for fresh graduates may not expand. James Zhou, deputy general manager of CIIC Human Capital Research and Data Service Center, told CBN Weekly that under the influence of layoffs in the international financial industry, the domestic stock market was depressed, and the performance of brokers, investment banks and fund institutions declined. Affected by it, the domestic financial industry has also begun to reduce the cost of human resources and reduce recruitment positions. Judging from the current market situation, while reducing inefficient employees, financial enterprises vigorously recruit experienced talents and increase their core competitiveness. For job seekers of fresh graduates, the demand for recruitment will slow down. In the "20 13 Hot Spot Survey on Recruitment of Financial Graduates" recently released by CIIC, 30% of the enterprises participating in the survey indicated that they may or may not recruit a small number of fresh graduates in 20 14.

This means that financial graduates who want to engage in the financial industry will face more intense competition.

Overall changes in recruitment scale

According to Zhaopin's recruitment statistics, in recent years, the financial industry has been in the forefront of popular job-seeking industries, but the competitive pressure is also very severe. "For graduates only, in the first quarter of 20 14, the average competition ratio between banks and securities was 180: 1."

Banks are still the direction with the greatest demand for jobs in the whole financial industry, but James Zhou mentioned, "From the economic environment last year, due to the impact of money shortage and emerging Internet finance on traditional banks, their performance is not ideal. Therefore, the feedback we got from the bank is that it is good to maintain the status quo and will not expand the recruitment scale of fresh graduates. " James Zhou also believes that due to the high training cost of fresh graduates, the financial industry will prefer employees with work experience when recruiting.

Another thing worth mentioning is the geographical change. Wang hong, director of the Career Development Center of Tsinghua University Institute of Economics and Management, said that in terms of the employment situation of graduates from Tsinghua Institute of Economics and Management, after 20 13, they switched from first-tier cities to new first-tier cities, and many graduates chose to work in their hometown. With the increasing enthusiasm for employment in new first-tier cities, the financial industries in Hang Cheng, Xi and Suzhou are as popular as those in traditional first-tier cities. Jin Lihua, human resources director of Standard Chartered Bank (China) Co., Ltd. also said that in recent years, in addition to first-tier cities such as Beijing, Shanghai and Guangzhou, Standard Chartered Bank began to strengthen the recruitment of management trainees in fast-growing second-tier cities such as Xi, Chengdu, Chongqing and Qingdao.

The changing trend of talent demand

Judging from the rigid requirements for talents, the financial industry has always been a high threshold industry. "The whole financial industry is characterized by equal emphasis on academic qualifications and certificates." Zou Lixin told China Business News.

Famous schools are a good stepping stone to this industry. "Some companies only consider Tsinghua Peking University when recruiting management trainees. This situation will be even worse in the past two years. " Zhu Shibo, manager of the recruitment service center of CIIC foreign enterprise service company, said. James Zhou also found that some top financial institutions, such as Goldman Sachs and Morgan Stanley, pay more attention to the background of prestigious schools, but whether the majors are right or not is not the primary consideration.

The increasing demand for academic qualifications has also become a trend for some financial institutions to recruit graduates. Especially in research and analysis, risk control and other positions, master's degree is the basic requirement, which is more obvious in the brokerage industry. "Because brokers and funds make a living by managing risks." Zou Lixin explained.

Another obvious trend is the increasing demand for compound talents. According to Zhu Shibo, in the past two years, employers in the financial industry were mainly financial or economic majors, but in the last two years, the requirements for talents have been relaxed, and more attention has been paid to the comprehensive ability of graduates. For those who lack risk management talents and financial engineering talents in the financial industry at present, on the one hand, they need to have financial knowledge, on the other hand, they need to have the ability to write financial calculation programs and be familiar with financial products and various risks of these products. The requirements are very high.