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How many years does the court's execution record remain?
When buying a house, a car, a credit card, etc., you need to check your personal credit report. If there are bad records on your personal credit report, banks or other lending institutions will not lend money; People with good credit are more likely to apply for loans, and the amount of loans they apply for is often higher.
1. The person subjected to dishonesty and the credit record are matters under the jurisdiction of two different systems. The person subjected to dishonesty belongs to the judicial system of the court, and the credit record belongs to the credit system of the People's Bank of China.
2. The credit record should be kept for 5 years, that is, 5 years from the date of termination of the bad behavior or event, not 5 years after the information of the person who has been executed by the court is deleted. The judicial system only has a list of people who have lost their trust and are not responsible for credit records. The person subjected to execution who has fulfilled the obligations stipulated in the judicial document shall remove the list of the person subjected to execution for breach of trust.
1. Procedures for court enforcement
1. Examining and filing a case. After receiving the application for execution and relevant legal documents, the people's court shall examine whether the application for execution is lawful and appropriate.
2. notify performance. When the people's court decides to enforce the obligor, it shall first notify the obligor to automatically perform the legal obligation within the prescribed time limit, otherwise it will be enforced.
3. Prepare for enforcement.
4. Enforcement.
second, what are the impacts of court enforcement?
1. The court will detain and withdraw the income of the person subjected to execution according to law;
2. The Committee will seal up, detain, freeze, auction and sell off the property of the person subjected to execution, etc. as appropriate.
third, how to revoke the court execution record?
1. Cancel the court execution record. The applicant for execution writes an application for cancellation of execution, and then submits it to the people's court.
2. The Executive Board will terminate the enforcement procedure according to the applicant's opinion.
to sum up, the court enforcement record will be kept for five years, and it will be deleted after the time limit, but there will be records in the credit record, which will also affect the personal credit problem in the future. Legal basis:
Article 16 of the Regulations on the Administration of Credit Information Industry
The retention period of personal bad information by credit information agencies is 5 years from the date of termination of bad behavior or events; If it has been more than 5 years, it shall be deleted. During the retention period of bad information, the information subject may explain the bad information, and the credit reporting agency shall record it. "
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