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Is it easy for ABC Life to make progress in internal affairs?
Life insurance companies have two types of employees: office employees and field employees. Back office belongs to the employee system, that is, signing labor contracts, paying social insurance and paying wages on a monthly basis. Because insurance companies are financial institutions, domestic welfare benefits are better. Agricultural Bank of China Life Insurance is controlled by Agricultural Bank of China, and its channel agency business has developed well. On-site service belongs to agency system, also known as marketing agent. Limited company.
The so-called bancassurance, in fact, is that the insurance company conducts business with the help of bank outlets, and the insurance company sends people to the bank. If the bill is made, the insurance company will give the bank a commission as a reward. Therefore, if you go to the bank to deposit money, especially large time deposits, people will often come to tell you that it is more cost-effective to buy insurance than to deposit it in the bank, with higher interest. Those are the insurance personnel of the bank. In essence, it is still necessary to do business and sell insurance, or it belongs to the field. The number of back office places in insurance companies is very, very small, generally not for external recruitment, but for related households.
Anyway, textual research is necessary and there is no room for bargaining. If you really do bancassurance, you should report to the company every morning and then stay at the bank outlet you are responsible for. If someone comes to save money, they can join the introduction insurance, and if they have business, they will get a commission. As for saying that you can enjoy five insurances and one gold, I personally doubt it. You can see what kind of contract the company has signed with you. If it is a formal labor contract, it is possible to pay five insurances and one gold, and at least five insurances are necessary. If you sign an agency sales contract, hehe, it is no different from an insurance salesman, and social security is out of the question.
It should be said that bank insurance is easier than risk, so you don't have to go out and look for customers everywhere. Therefore, the commission of bancassurance is far lower than that of individual insurance, and the amount of bancassurance is taken. The treatment must be related to the region, company and company level.
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