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Huzhou medical insurance waidingdian hospital
The money in your account will not expire. The money due is the money in the overall account. If you fill in the medicine, it will be divided into two accounts. When the money in your account is gone, you have to pay in cash. Other people have many rules, so you'd better go to the medical insurance counter. There are Muhanzhai, Huasheng and Happy People in Huzhou's designated medical insurance pharmacies, but not all branches. You can go to a bigger branch or directly to the head office. I also had a prescription for medical insurance, so I know a little.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
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