Will it affect the suspension of provident fund payment after the provident fund loan comes down?

The impact needs to be discussed in different situations. The impact of the suspension of provident fund deposit on loans is mainly manifested in the following two aspects:

First, it doesn't matter if the supply of provident fund is insufficient in a short time, but it needs to be paid in six months. Now many cities have opened the policy of individual industrial and commercial households and freelancers paying provident fund. You can deposit normally without a unit; In some cities that must be paid by the unit, you can go through the formalities of collecting the provident fund, and the collecting unit will pay the provident fund for you. In short, the provident fund has to continue to be paid. If the supply exceeds the demand, the provident fund management center will re-evaluate the loan contract and the loan interest rate will rise.

Second, for borrowers who have applied for provident fund loans, according to the Housing Provident Fund Entrusted Loan Contract, if the housing provident fund loan borrower fails to pay the housing provident fund in full and on time for three consecutive months or six months in total, the provident fund management center has the right to terminate the loan contract and require the borrower to pay off the housing provident fund loan in advance.

Extended data:

Continuous deposit of housing provident fund: refers to the normal monthly deposit of housing provident fund by employees and their units, that is to say, there is no phenomenon of missing or unpaid housing provident fund for one month or several months during the deposit process. Whether to pay the housing provident fund continuously is also one of the criteria for the provident fund management center to review the employee housing provident fund loan application.

References:

Baidu Encyclopedia-Continuous Deposit of Provident Fund