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Is China Merchants Bank a central enterprise or a state-owned enterprise?
China Merchants Bank refers to China Merchants Bank Co., Ltd., a joint-stock bank wholly owned by enterprises as legal persons in China. It was formally established on 1987, with its headquarters in Shenzhen. At present, hundreds of service outlets have been established throughout the country, covering loans, financial bonds, application for liquidation, digestion and absorption of public savings, application for bill discount and so on.
The Development Course of China Merchants Bank
In April, 1 and 1987 were formally established in Shekou, Shenzhen. It is the first pilot bank to promote banking reform from outside the system, headquartered in Futian District, Shenzhen.
2. 1988 opened the first branch and named it Luohu Sales Department.
3. During the period of1989, it increased its capital and shares for the first time and became the first pilot bank for offshore business.
4. 1995, the one-card service was launched.
5. From 65438 to 0999, the construction of China Merchants Bank's online banking started, which strengthened the strategic positioning of China Merchants Bank's retail banking.
6. In 2002, China Merchants Bank was officially listed on the Shanghai Stock Exchange.
7. In 2004, China Merchants Bank began to develop its retail business.
8. It started offering shares in Hong Kong in 2006, and listed on the Hong Kong Stock Exchange in September of the same year.
10 and 20 10, China merchants bank began to implement the second transformation, with the goal of reducing capital consumption, improving loan pricing and controlling financial costs.
1 1, 20 13 years, deeply cultivated the retail business, and made great efforts to build an "optical bank" with the help of "one body and two wings".
12 and 20 15 took the lead in launching ATM "face-brushing withdrawal" business in Shenzhen, and the withdrawal operation can be completed without inserting a physical bank card.
13 and 20 18, China Merchants Bank ranked 160 in the list of global employers published by Forbes in 20 18.
14 and 20 19. By the end of the year, China Merchants Bank had more than 1800 branches at home and abroad. In the follow-up development process, we will deepen strategic transformation and promote external transformation and internal integration around two key points: customers and technology.
abstract
The business of China Merchants Bank can be divided into personal business and corporate business. The main products and services include debit cards, credit cards, sunflower financing, China Merchants Credit, Paypass and SaaS products. Relying on China Merchants Bank's financial technology strength and excellent service ability, it can provide inclusive enterprise digital services for China enterprises. At present, commercial banks, financial leasing, fund management, life insurance, overseas investment banks and other banking groups with financial licenses have focused on the strategy of light banking in recent years, focusing on technology and customers, and are committed to achieving dynamic and balanced development of quality, efficiency and scale.
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