You go to the insurance company for an interview. Is it true that they are hundreds of thousands and millions a year? Is there any prospect of being an insurance salesman?

Insurance salesmen earn millions, which is impossible unless their positions are very high. It is estimated that the salesmen at the grass-roots level are doing the work of running around with basic salary.

Personally, I think sales are very promising, but sales should also choose the right industry. I think the insurance salesman is already a sunset career, and the insurance industry is still booming, and it will definitely develop better and better in the future, but it is not necessarily the insurance salesman.

Maybe there is no future at all.

This is based on the following reasons:

1. With the development of network information industry, there is no way for insurance salesmen to make money by using information difference. National insurance education has reached a certain stage, and everyone understands what insurance is all about. What can you do? How should I configure insurance? In this case, the role of insurance salesmen in the past is slowly losing. We don't need to know what insurance we need through the introduction of the insurance salesman.

2, or because of the development of the Internet, when consumers know what insurance they need to buy, they will go online to buy insurance to meet their insurance needs. Alipay has a very perfect insurance, the price is very cheap, and the terms have been monitored. Obviously much better than insurance salesmen, much more convenient, and more in line with the needs of most people.

3. For people who don't know about insurance at present, or who are very resistant to insurance, no matter how the insurance salesman lobbies, they will be regarded as pyramid schemes or deception. That is to say, it's useless even if you wear out your mouth. Why bother?

Customer needs always appear at the right time. When he came, he began to understand. After he wants to know, he can find a way to understand. After he really understands it, he will choose the insurance that really suits him and buy it in his most convenient way.

So don't be an insurance salesman. In the future, when insurance companies are developed, insurance salesmen will not be able to make money, let alone earn millions. That was the income that top insurance salesmen could have in the past. In the future, this kind of income will rarely exist.

At the top of the pyramid, there are hundreds of thousands, millions and tens of millions of industries, not just insurance.

Unlike insurance, there are basic guarantees and social security at the bottom of the pyramid of general industries, while the basic salary of insurance business is not.

Therefore, based on this, I suggest you consider several problems in the situation first, and then judge whether there is a prospect:

Insurance salesmen are essentially called insurance agents and have no employment relationship with insurance companies. To put it mildly, they are called partners. To put it bluntly, it means not signing a labor contract, but signing an agency agreement.

So there is no employment relationship. In the insurance system, you don't have a basic salary, social security and the same welfare system as employees in these Fortune 500 companies.

Many insurers like to say that they are employees of a Fortune 500 financial company, but they are not employees at all, and this insurance company will not treat agents as employees.

Moreover, many "insured" people will tell themselves to buy a single insurance first, and they will get a high commission after buying insurance, which is almost equivalent to getting a good insurance for free. In this way, you will feel cost-effective and start to enter the real insurance industry.

Then let you develop your parents, brothers, sisters, relatives and friends around you. After the successful development, you will really have a lot of income. This is the shiny insurance watch that laymen see.

But behind your back, you spend all your relatives and friends that you can. Relatives and friends who don't buy your insurance will avoid you, and the circle around you has become another flavor.

And when you can't continue to develop resources, you will find that your previous high income suddenly stopped like a cliff. You don't need the insurance team to rush you, even if you crawl, you will be kicked out of the insurance circle.

And those who bought your insurance, those circles you associate with, are far away from the disillusionment of your financial dreams, because you don't believe in insurance yourself, how can they believe it?

This is you after being squeezed dry. You get a broken dream, but you contribute all your value, and the last one is empty.

There is another way to stay in this industry, or even reach your annual salary of one million, and that is to increase the number of employees. How much is the increase in personnel? Is to find people like you who were "recruited" into this industry and bring them in for insurance.

It's still a familiar formula, or a familiar taste. The same routine drains people with different faces, and then you can go on like this and make millions.

If you can continue to attract people, you can have the tenacity and determination to show your strength, and you can't pity any insurer who leaves after being squeezed dry, then you can become bigger and stronger in this industry for a long time.

There is another important factor different from the above: Internet insurance.

Internet insurance is cheap, there are many choices, and there is no conference marketing to attract customers to attend classes and send oil rice. This kind of internet marketing is very popular with ordinary people. The insurance you sell is good or bad, expensive or cheap, and the premium of the insurance subject matter is compared with Alipay WeChat. Online shopping channels such as Alipay and WeChat can be about 10% cheaper. Why do you want to buy it from an insurance agent in the future?

Insurance is a sinkhole, but it may also be a paradise. Choose carefully.

First of all, make it clear: 360 lines, each line will be the champion! As long as you have the ability, any company and any industry can shine.

Regarding insurance, and whether insurance salesmen have prospects, the following is my personal analysis and opinion.

Insurance is to provide protection for unexpected events, but now the insurance on the market has increased the financial management function, and how much money is promised to be returned every month and year when you retire.

With the improvement of people's living standards and the gradual popularization of insurance awareness, more and more people begin to trust insurance and no longer look at insurance salesmen with the eyes of swindlers.

The performance of several major domestic insurance companies has also risen.

Peace in China: 20 10 ~ 20 173 billion, 194 billion, 20 billion, 28 1 billion, 39.2 billion, 54.2 billion, 62.3 billion, 89 billion, 65438+. As a result, China Ping An's stock continues to rise.

China Life: 20 18 net profit11400 million; China Pacific Insurance: 20 18 net profit 1800 million; China Pacific Insurance: 20 18 net profit13.4 billion; Xinhua life insurance: 20 18 net profit of 7.9 billion ~

The data shows that insurance is indeed a very profitable industry.

Let me tell you something about insurance salesmen.

Why is the entry threshold for insurance salesmen low? Because you are a potential customer of an insurance company, what's more, you have so many potential customers with relatives and friends behind them. Therefore, insurance companies are almost open to the recruitment of salesmen.

The whole process is like this: recruiting you as a management trainee, then giving you a big cake and assigning you a task. If you don't bill for a month, the salary level will not be what you promised. As a result, you bought yourself an insurance policy in order to achieve the business target. Besides, if you want to go up, it's easy. You have to bring a few people into your team, usually four or five, and then upgrade after reaching the premium. After the upgrade, the basic salary and commission will also increase accordingly.

If you want to go up, you just need to attract people and let them all pay the premium, so it is no problem to make a net profit of several hundred thousand a year, because I know many insurance salesmen who told me themselves.

In fact, there is nothing right or wrong. Insurance is really a good leverage tool. If conditions permit, I also suggest you buy some insurance, especially in critical illness insurance.

There is no doubt about the prospects. Many talents in China have just started to understand insurance, and they will gradually understand insurance in the future, because the importance and necessity of insurance exist.

As an insurance salesman, most people will have a hard time in the first two or three years, because people have natural resistance and doubts about the promotion of insurance, so more billing in the early stage comes from relatives and friends. To put it bluntly, it will make relatives and friends very angry with you. However, since you choose to do sales, especially insurance, thick-skinned is not enough. If you can't do it, don't mention the annual salary.

As long as you spend the first two or three years, your good days will come. At this time, even if you don't go out to explore new customers, you can live very well because the premium has been paid for ten or twenty years in a row. As long as the customer continues to pay, you can get the commission. Think about it. Also, at this time, everyone in your circle knows that you are engaged in insurance, so there is a need to buy insurance in the future, and the first thing that comes to mind is definitely you.

Finally, some suggestions are given:

As long as you decide, you must stick to it. It's not an unnatural job, and it will definitely pay off in the end.

If you work hard enough, you will be rewarded.

Thanks for reading!

Pay attention to me and bring you a different financial world!

Insurance is basically the biggest scam in the new century, which has deviated from its original nature. The principle is everyone's participation, and joining the league generally involves three steps: first, I will try my best to strive for the best performance. So family members, relatives and friends cut the knife first and let them buy an expensive and useless insurance product; Second, your brain has been thoroughly cleaned, and you always think that everyone should need your product. You were sent by God to save them! The third is to pack up and leave, because no one around can use it, and naturally leave without performance.

360 lines, each line is the best, and there are successful people in any industry. Some people say that the boss is 60 million. I know what happened. Journalists with good things at that time included their shares. When their stock fell, they never fart again. Which income is not high for a large enterprise to be an executive?

I know several insurance salesmen who really have both ability and political integrity. They all have a circle of friends and a colorful life. I asked about their income, and their excellent sales performance brought good income. I know an insurance salesman with a monthly salary of 60 thousand. If the management team rewards him, his income will be higher.

It is really not easy to do insurance sales, and it is even harder to succeed. After all, most people in China have a low level of education, poor contractual spirit and no ability to think independently. They like to pass information on the wrong side and pass the buck. Therefore, without diligence, good attitude, clear goals and professional knowledge, it is difficult to obtain high income in the insurance industry. It seems that other industries are the same. If the insurance industry can easily get high income, then don't queue up!

Finally, forwarding a poem written by a friend who is engaged in insurance sales feels very positive.

Undeniably, some people earn tens of millions of dollars a year, but more often, their income is high at first and low later. This can be seen from the fact that insurance companies recruit people all the year round, even aunts in their sixties need it. Insurance companies recruit a salesman, in the final analysis, only a few customers. It is difficult for ordinary people to make any achievements after finishing their relatives and friends, so they have to pack up and leave. Why do people nowadays think that insurance is a lie? In fact, insurance is not deceptive at all. That is, the insurance salesman talks nonsense in order to let you buy insurance, so that you can buy everything you can and can't buy, and get a commission from it. That's why we often hear that people are denied insurance by insurance companies. Of course, this does not rule out that insurance companies deliberately do this when training salesmen.

Indeed, boss, the annual salary is 60 million, which was many years ago. In the current insurance circle, it depends on the relationship to say something unpleasant. For example, relatives are bosses of state-owned enterprises or private enterprises, and the boss of the unit is accidentally injured, so you can buy insurance and the like.

I know a guy who hasn't made any money after four years of insurance and still owes 200 thousand. He maxed out five credit cards, but he still has to pay thousands of dollars a month, and there is no performance. At the end of each month, he borrows money to make ends meet. Give yourself chicken blood and draw big cakes every day. Every day, he fantasizes that he can sign a big contract. If you can't sign this month, just wait for next month, then wait month by month, year by year, and so on.

Finally came to me one day to borrow money, and I didn't borrow it. I said to buy you a drink, and I didn't know about the insurance business until I ate. Only 65,438+00% of the people in their sales department make money, 20% of them don't earn enough money to eat and live, and 70% of them are heavily in debt and have maxed out their credit cards. I asked him why he didn't leave earlier, and he said he had worked for four years and thirty years.

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Remember, anomalies are demons. No one will casually tell others about their income. When someone tells you, you believe it again. Either he is crazy or you are.

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The people at the top of the pyramid have a bright future. 100 insurance salesmen, 1 may have a small achievement, 1000 salesman may have an achievement, and 10000 salesman only has a considerable achievement. For most salesmen, insurance companies just drain your network and kick you out. In the end, your interpersonal relationship is gone, and you don't make any money, that's all!