The significance of breaking the rigid payment of trust

As we all know, the annualized rate of return of trust products is around 10%. Under the protection of the rigid payment of trust, the risk is relatively controllable and has always been regarded as "Bai Fumei" in wealth management products. However, Bai's figure is not low, and her investment threshold is relatively high. She brushed her sleeve, asking for millions of votes, refusing to look at it from a distance. Most trust products require a minimum purchase amount of 3 million yuan and a minimum purchase amount of 6,543,800 yuan, which is difficult for ordinary investors to achieve. Bai Fumei is so expensive that many diaosi can climb.

From the perspective of matching income and risk, there are several common fixed-income wealth management products on the market at present: low-risk and low-income products, such as bank time deposits, have a one-year yield of about 3%, and the yield of bank wealth management products is about 5%; High-risk and high-yield category.

Another example is the loan products provided by various P2P platforms. Although the rate of return can reach 10%-20%, the hidden risks cannot be ignored due to the mixed underlying assets, different qualifications of actual borrowers, lack of supervision and management of capital in and out, and opaque information. The middle-level financial management method with better risk and return belongs to trust products, with the return of 5- 10%, and the recovery of principal and interest is safe, but the investment threshold is too high, starting from100000 yuan, which can basically exclude the middle level.

For ordinary investors, the current market lacks investment options with stable returns and controllable risks between 5%- 10%. Now Red Elephant Finance has filled this gap. For investors, our position is very clear.

For investors, the rigid payment of trust means that the principal and income of investors will be guaranteed by the trust company. After the trust company breaks the "rigid redemption", it means that investors may not only fail to meet expectations, but also lose their principal.