Maoming Xinyi driver recruitment

A driver in Xinyi City, Guangdong Province suddenly skidded and collided with the driver when he got off the bus to check the vehicle, causing the driver to die on the spot. The basis for the insurance company to pay 950,000 yuan is that the court believes that the driver has finished driving the vehicle, and getting off the vehicle to check the vehicle belongs to other operation processes, which is a third party compared with the vehicle involved, and the insurance company needs to make compensation according to relevant regulations. In this incident, the traffic police department also determined that the traffic accident was an accident and the driver was not responsible.

The legal provisions involved. Traffic compulsory liability insurance is a compulsory traffic accident liability insurance that the state forces motor vehicle owners to buy. The insurance company shall compensate the insured motor vehicle for personal injury and property loss caused by road traffic accidents, but it does not include the compulsory liability insurance for the personnel on board and the insured. Commercial third party liability insurance refers to the amount of compensation that should be paid by the insured according to law because the insured allows the qualified driver to use the insured vehicle, which causes personal injury or direct property loss to the third party, and the insurer makes compensation according to the relevant provisions in the insurance contract.

This is the dispute between the insurance company and the parties in this incident. The driver himself does have a certain relationship with the vehicle, but when the vehicle skidded, the driver had already left the vehicle and separated from the people on board. The relationship between the driver and the vehicle belongs to a third party. Therefore, the traffic accident caused conforms to the relevant regulations, and the insurance company must compensate. There is no problem with the court's judgment in this regard.

Use the vehicle safely. Although the driver's family has been compensated by the insurance company, the lost life is irreparable and the grief of the family is irreparable. Therefore, in any case, it is very important to pay attention to driving safety. Vehicles need to be inspected before going out, especially large trucks or special vehicles performing long-distance transportation tasks.