Ankang insurance reimbursement scope

The claim scope of Ankang insurance includes situations that will cause harm to life and health, generally including medical expenses, hospitalization expenses and food subsidies during hospitalization, as well as physical disability compensation, death compensation and providing relatives' pensions.

Ankang insurance generally takes personal protection as the payment condition and personal life safety as the payment scope. Including a series of expenses caused by personal injury, personal disability or hospitalization.

The scope of compensation includes lost time, nutrition, life care, transportation and accommodation, family pension during injury and so on. According to the different product settings of Ankang insurance products of different companies, the content of compensation and the conditions of compensation expenses are also different.

Generally speaking, the claim scope of Ankang insurance only covers medical treatment and health care, and the specific amount of compensation depends on age, the amount of premium paid and the type of accident.

First, the compensation scope of Ankang industrial injury insurance.

1. Compensation for general injury (disability is not up to grade), medical expenses, food allowance for the injured during hospitalization, living care expenses, wages during work-related injuries, and transportation and accommodation expenses.

2. Grade disability compensation. Medical expenses, food subsidies, living nursing expenses, wages during work-related injuries, transportation and accommodation expenses, assistive devices, one-time disability allowance, disability allowance, work-related injury medical allowance and disability employment allowance.

3. Compensation for death. One-time industrial injury death compensation, funeral subsidy, and dependent relatives pension.

4. Employees whose whereabouts are unknown and have not been declared dead are entitled to pension for dependent relatives and 50% one-time compensation for work death; Those who are declared dead shall enjoy a one-time work death grant, funeral grant and pension for supporting relatives.

Second, the compensation process of Ankang industrial injury insurance.

1. The applicant submits the application materials.

2. Relevant departments accept the application materials.

3. Wait for the application review result.

4. Review and approve welfare payment.