5 1 Is the credit card housekeeper safe?

Is it safe to enter the password directly into the third-party credit card management software? 5 1 Is the use of the credit card housekeeper safe, and can personal privacy protection be fully guaranteed? What's behind that job?

Question 1: Banks that sign contracts with banks: Risks cannot be avoided.

After the software is opened, users can register through online banking or email. In order not to reveal their bank account numbers and passwords, Mr. Yan registered by email. However, once the email is registered, the software can automatically import the electronic bill. He is a little uneasy about paying attention to personal information. It doesn't matter if the mail is stolen. What should I do if the personal information on the bill is leaked?

The user agreement in the software shows that the software is actually a self-developed software of Hangzhou Enniu Network Technology Co., Ltd., which is used to sort out the important documents of bank card information collection under the registered account. At the same time, the company's website shows that as of July 20 14, the cumulative download volume of APP has exceeded 30 million, and the number of credit cards managed has exceeded160,000.

Question 2: You can view individual application records. Recruitment Center: Not recommended.

Open the 5 1 credit card manager, click the application report in the service, enter your name and ID number to complete the account registration, and you can query your application record. This function looks very attractive. But is this record credible? Can the inquired personal information be protected by this housekeeper?

Information from the homepage of the Recruitment Center of the People's Bank of China shows that there are currently two ways to query credit records. First, more than 2 100 branches of the People's Bank of China can make on-site inquiries. Second, at the end of May this year, Beijing and other 18 provinces (cities and autonomous regions) have been included in the trial, which can be inquired on the service platform on the homepage of the recruitment center.

Question 3: CFCA security certification CFCA: only cooperation without certification.

We have passed the certification of China Financial Certification Center. In order to dispel doubts, employees of the software development company left the certification body. Official website also introduced that the company has passed the security certification of China Financial Certification Center and reached a server management agreement with China Financial Certification Center, and is a bank-level information security service user. But this statement was denied by China Financial Certification Center. We did cooperate with the 5 1 credit card housekeeper before. But this product has not been certified, the staff of China Financial Certification Center said. Moreover, when asked to show the relevant agreement and certification certificate signed with the bank, the relevant person in charge did not show it.

According to industry sources, the self-proclaimed security housekeeper has many problems, so credit card users should be careful. According to the staff of China Industrial and Commercial Bank, you only need to enter the registration password in the software, and the transfer process requires two levels of U shield and electronic cipher, but the operation of purchasing precious metals can be completed without U shield and electronic cipher.