Is Bank of Ningbo's Tianjin Trust Stable?

Bank of Ningbo's Tianjin Trust is stable. The safety of trust products in Bank of Ningbo is very good. However, the bank's wealth management products generally take a long time and are not very flexible. But the security is very good. The financial management of banks is still reassuring. If the income difference is not big, it is best to give priority to the bank's own financial products.

1. loan trust refers to the trust way of absorbing funds and issuing loans through trust. The number of such trust products is the largest. As a traditional business, the loan business process is relatively simple and the risk control method is relatively mature. Therefore, it is natural for trust companies to choose this way to enter the market in the early stage of the exhibition and establish the company brand. Loan investment makes this kind of trust products have the following characteristics in terms of income risk: First, the project income has an upper limit. The income comes from loan interest, and the relevant interest rate standards of the People's Bank of China are implemented. This means that the maximum income of customers is the loan interest rate, which may be deducted when the trust company withdraws management fees. Different ways of extracting management fees mean different degrees of income deduction, which directly affects investors' income. Secondly, although trust companies choose related projects for loans according to their own professional skills, they can only rely on trust in trust companies because of asymmetric information. After the rectification of trust companies, their own reputation mechanism has not yet been established, and the credit risk of loans must be controlled through external mechanisms. Therefore, the risk control of trust is very important for investors. First of all, we should know and judge whether to invest in this.

2. Equity trust. This kind of trust product raises funds by setting up equity trust, which can bring cash flow. Its outstanding advantage is to realize the realization of the intangible assets of the company, thus speeding up the capital turnover of the company to which the equity belongs and realizing the exchange of different growth assets, which is conducive to the company to seize favorable investment opportunities, quickly intervene and maximize the company's value.

3. financial leasing trust: the trust company raises trust funds by setting up a trust plan and uses them for financial leasing business. Through strict professional and process management, rent is collected regularly to realize trust income and provide safe and stable financial returns for social investors.