How much is the social security subsidy for Yishui 4050?

How to pay back the pension insurance in 2014, the new policy for employee personal pension insurance back payment in 2014, the standards for back payment of pension insurance, and the different levels of back payment.

The state has introduced a new policy for the back payment of pension insurance premiums, which clearly stipulates the back payment of basic pension insurance premiums by units and personnel who have not participated in the enterprise's basic pension insurance, as well as the enterprises and personnel who have interrupted payment, and provides back-payment for all types of personnel. Pension insurance premiums during the previous interruption period provide a policy basis for continuing the pension insurance relationship.

■Scope of backpayment:

Those who enjoy the preferential policy for backpayment of basic pension insurance premiums this time include uninsured enterprises and personnel as well as enterprises and personnel who have interrupted payment. Excluding enterprises and individuals whose payment base has been determined in accordance with regulations but have historical arrears, late payment fines for historical arrears whose payment base has been determined will still be determined and levied by the local tax department in accordance with regulations.

◎About repayment by uninsured units and personnel

After the implementation of individual payment, those who have not verified the payment base and have not paid are considered uninsured; the unit has not received social insurance If the handling agency registers for insurance and fails to pay the pension insurance premium, it is an uninsured unit.

◎About supplementary payment for those who have interrupted payment

After the implementation of the individual payment system, the payment base was determined and the payment was made. Later, due to various reasons, the payment base was no longer declared and the payment was no longer required. Those who pay are the enterprises and persons who have stopped paying.

Units that are required to participate in enterprise employee pension insurance as stipulated by the country and the province shall, in accordance with the national and provincial regulations, provide pension insurance for all personnel who have established labor relations with the unit (including men under 60 years old and women under 55 years old). Fixed workers who are 18 years old, former temporary workers under the labor contract system and former temporary workers after the implementation of the temporary worker payment system) participate in the basic pension insurance. If some employees have unpaid basic pension insurance premiums due to the employer's reasons, the employer may submit a written application for back payment to the labor and social security department, and submit proof of the existence of a labor relationship with the insured during the period of application, as well as salary income certificates. After confirmation, the enterprise and individual employees shall make up the basic pension insurance premiums from the month when the enterprise and individual employees are required to pay the same premium. Those who take the initiative to pay back their pension insurance premiums before the end of December 2009 can do so according to preferential policies. No additional payment is allowed for original long-term sick leave of more than 6 months and while the sentenced person is serving his sentence.

If the unit as a whole is not insured, it shall be insured for all employees from the date of its registration and establishment, and the basic pension insurance premium shall be paid. Those who take the initiative to pay back their pension insurance premiums before the end of December 2009 can do so according to preferential policies. However, the earliest time for supplementary payment shall be no earlier than January 1995 (the earliest for township enterprises to make supplementary payment shall be January 2003). If there is a deemed payment period, the supplementary payment shall be made according to the earliest supplementary payment time stipulated in the previous article (i.e., enterprises and enterprises shall make supplementary payment as early as January 2003). After an individual implements the payment system, he or she must pay in full all the time that should be paid. Among them, the deemed payment period can only be calculated if continuous payment has been made for more than 5 years after the establishment of a personal account).

The overall uninsured units include various types of enterprises and employees within the administrative region of our province that have not yet participated in insurance and paid premiums.

If the entire uninsured unit is insured and paid, all employees should be insured and paid. After all employees of the unit make up the payment, the retirees whose original unit bears the pension insurance premiums will be included in the basic pension insurance pooling scope from the next month after the full payment of the funds is received, and will participate in the basic pension adjustment from the next year after they are included in the pooling. When included in the overall planning, the pensions paid by the original unit for retirees were determined based on the actual amount paid at the end of 2007 plus the average increase in the province after 2008 (in 2008, the province's average monthly pension increase per capita was 143.5 yuan, and the actual amount paid by the original unit in 2007 was approved When retirees receive pensions, they should verify the actual amount paid from January to December 2007, and take the monthly average (the same below).

For employees who have worked in state-owned or collective enterprises, after the labor relationship with the original enterprise has been dissolved or terminated, their insurance participation as individual business owners, freelancers and other flexible employment personnel has been interrupted or has not participated in the insurance Former employees of state-owned and collective enterprises (including permanent workers under the age of 60 for men and 55 for women, former temporary workers after the labor contract system and the temporary worker payment system were implemented), who now apply for back payment of basic pension insurance premiums, The time that should be paid before the labor relationship with the original enterprise is terminated or terminated can be back-paid according to the back-payment standard of basic pension insurance premiums during the period of labor relationship. If the premium is not paid after the labor relationship with the original enterprise is terminated or terminated and before joining the insurance as a self-employed person or a person with flexible employment, the premium will be paid according to the standard for those who are engaged in self-employment or flexible employment.

Former fixed employees and labor contract employees in state-owned and collective enterprises have not participated in insurance and paid contributions since the implementation of individual contributions. Now the enterprise has been destroyed and I have reached or exceeded the age for receiving basic pensions (male) If you are over 60 years old and women are over 55 years old), you can voluntarily pay forward or continue to pay backward according to the supplementary payment standards for those engaged in self-employment or flexible employment starting from 2007. Men must pay until they are 60 years old, and women must pay until they are 55 years old. Those who have paid for less than 15 years can pay for more than 15 years and go through the procedures to enjoy pension benefits on a monthly basis. If the original working time in the enterprise meets the deemed payment period (that is, after the enterprise and individual implement the payment system, all the time that should be paid shall be paid in full, among which, after the establishment of a personal account, continuous payment has been made for more than 5 years), after the labor and social security administration After the department determines it, it will be regarded as the payment period. If employees under a labor contract system make back-payments of pension insurance premiums before January 1993, they should make back-payments according to the basic pension insurance premiums during the period of labor relations. I have always been a temporary worker, and I have reached or exceeded the basic pension age. Now that the company has been destroyed, no back payment is allowed. The basic pension insurance benefits for the above-mentioned personnel are calculated according to the pension calculation and payment regulations when going through the procedures for receiving basic pensions. They are calculated and paid from the next month after the supplementary payment is completed. They will participate in the basic pension adjustment from the following year after they are included in the overall plan. They were not previously eligible. Refill, no reissue.

Those who have terminated the pension insurance relationship due to the termination of their labor contracts and have settled the relevant insurance benefits in one lump sum according to national and provincial regulations (excluding those who have reached the legal retirement age and received pension insurance benefits in one lump sum) are engaged in self-employment in cities and towns. Those who are engaged in business or flexible employment can enjoy the pension insurance benefits on a monthly basis after 15 years of back-payment or re-payment according to the standard for those engaged in self-employment or flexible employment. The payment period for the original one-time settlement of benefits will no longer be calculated. Fixed workers and labor contract employees who have reached or exceeded the age for receiving basic pensions (men over 60 years old and women over 55 years old) can also make supplementary payments according to this method.

It is a back-payment of basic pension insurance premiums during the period of labor relationship. Those who voluntarily paid back the pension insurance premiums before the end of December 2009, and those who paid back before the end of 1995 (before establishing personal accounts), will be based on the average salary of employees in the province in the year of interruption (of which the average salary of employees in the province in 1990 will be used as the base for each year before the end of 1989). The average salary of employees in the province (on the job) in the year of interruption is 60 or 100 as the base for additional payment after January 1996 (after establishing a personal account). When making additional payments, the payment ratio of units and individuals will be the payment ratio of the year of interruption.

The second is to pay back the basic pension insurance premiums during the period of self-employment or flexible employment. If you take the initiative to make up for the pension insurance premium before the end of December 2009, the base amount for the period from January 1993 to December 1995 (before establishing a personal account) will be based on the average salary of employees in the province in the year when payment was interrupted. The base amount for the amount after January 1996 (After establishing a personal account) The average salary of employees in the province in the year when payment is interrupted is 60 or 100 as the base, and the payment is made at a rate of 20.

■Late payment fees and back payment interest

For the back payment of basic pension insurance premiums during the period of labor relationship, late payment fees can be appropriately reduced for the unit payment part, and only interest will be charged for the individual payment part. After the preferential period for overpayment has passed, even if you take the initiative to make uppayment, you will no longer enjoy the preferential policy of reducing late payment fees.

If the employer is ordered to pay back the pension insurance premiums by a court judgment or labor arbitration award, or if it is discovered through auditing, inspection, supervision, or reporting that the payment base is false, the number of contributors is underreported, resulting in underpayment or missed payment of pension insurance premiums, and the employer is ordered to pay back the pension insurance premiums, Late payment fees shall be collected strictly in accordance with regulations, and late payment fees shall not be reduced.

Back payment of basic pension insurance premiums during the period of self-employment or flexible employment, of which: 12 parts are charged according to the proportion of late fees payable during the period of labor relations, and 8 parts are charged interest according to regulations . However, the starting time for backpayment according to the backpayment standards for those engaged in self-employment or flexible employment shall not be earlier than January 1993.

If the entire uninsured unit has difficulty in paying back the pension insurance premiums in one go, it can negotiate and sign an installment payment agreement with the local social insurance agency before the end of June 2009. The deadline for making up the payment in the agreement is the latest No later than the end of 2010. If the installment payment is completed within the period of the repayment agreement, you can enjoy the preferential policy of reducing late payment fees.

■Payment time

Different time limits for back payment have been determined for different groups. For enterprise employees whose units have already participated in the insurance but some of them are not insured, the original permanent employees can make supplementary contributions from January 1993 at the earliest; if the original temporary employees were transferred to the labor contract system before December 1994, the earliest possible payment can be made from 1990 The supplementary payment is made in March; if the original temporary workers were transferred to the labor contract system after January 1995, the supplementary payment can be made from October 1986 at the earliest; the supplementary payment can be made from October 1986 at the earliest for those who have been temporary workers.

Female insured persons who have paid the standard supplementary payment must go through the procedures for receiving the basic pension after reaching the age of 55.

Pension insurance needs to be paid for 15 years before you can enjoy pension security when you retire. So, what should we do if pension insurance payments are interrupted for some reason? In this regard, the state has implemented a pension insurance back-payment policy to solve this problem.

About uninsured units and personnel to pay back

The notice clearly states that after individual payment is implemented, those who have not verified the payment base and have not paid are considered uninsured; the unit has not arrived yet If the social insurance agency registers for insurance and fails to pay the pension insurance premium, it is an uninsured unit.

Units that are required by national and provincial regulations to participate in enterprise employee pension insurance shall participate in basic pension insurance for all personnel who have established labor relations with the unit (hereinafter referred to as "employees") in accordance with national and provincial regulations. If an employee within the working age stipulated by the state should pay unpaid basic pension insurance premiums due to the employer's reasons, the employer may submit a written application for back payment to the labor and social security department, and submit a labor relationship with the insured during the period of application. After the certificate, as well as the salary income voucher, are confirmed, the enterprise and individual employees shall pay the pension insurance premiums starting from the month when the unified payment of enterprises and individuals is stipulated.

If the entire unit is not insured, all employees should be insured from the date of company registration and the basic pension insurance premiums must be paid. However, the earliest time for back payment shall be no earlier than January 1995. After participating in the insurance and making additional payments as required, those who have gone through the retirement procedures and whose pension insurance premiums are borne by the unit will be included in the overall pension insurance plan.

For insurance renewals where not all employees are insured, and for units that are fully insured after registering for social security, they can make back payments until the issuance of this article, and they should make normal payments in the future as per regulations.

For uninsured former employees of state-owned or collective enterprises who are now engaged in self-employment or flexible employment after the termination of the labor relationship with the enterprise, they must submit a written application and provide original certification materials and documents proving the existence of a labor relationship with the original unit. After the original employee's files are reviewed by the labor and social security administrative department, the unpaid pension insurance premiums can be paid back for the time during the original working period of the enterprise. For those who have paid continuously for more than 5 years after establishing a personal account, their employment in the original state-owned or collective enterprises meets the continuous service length stipulated by the state and the province, and can be regarded as the same payment period after being determined by the labor and social security administrative department.

Uninsured individual industrial and commercial households, freelancers and other flexible employment personnel are not allowed to make additional payments.

Uninsured persons under the age of 60 for men and under 55 for women are allowed to participate in insurance and pay premiums, and the actual payment period is calculated from the month of participation in insurance. If you reach the national statutory retirement age and have paid contributions for less than 15 years, you can continue to pay for 15 years and go through the procedures for receiving a basic pension on a monthly basis.

About supplementary payment by those who have interrupted their payment

If the payment base has been determined and paid after the implementation of individual payment, but then the payment base is no longer declared and the payment is no longer due to various reasons, Pay for interruption. If the payment is interrupted before the end of 2005, the payment can be made according to the provisions of this article.

Backup payment base and payment proportion

Units or personnel who have not participated in insurance payment and those who stopped paying before the end of 2005 can make up the payment of pension insurance premiums based on the average number of employees in the province in the year of interruption. The salary is 60 or 100 as the base amount. For back-payment of pension insurance premiums before the establishment of personal accounts, the base payment shall be based on the average salary of employees in the province in the corresponding year. Among them, for back-payment of pension insurance premiums before the end of 1989, the base payment shall be based on the average salary of national employees in 1990. Units and individuals must make additional payments based on the current year’s payment ratio.

Late payment fees and back payment interest

The notice clearly states that late payment fees will be charged for the overpayment of unit payments, and interest will be charged for back payment of individual payments. The part paid by the company before the end of 1995 and late payment fees will be merged into the pension insurance pooling fund; the part paid by the company from January 1996 to the end of 2005 will be transferred to the personal account according to the account size of 11. The remaining part, together with the late payment fees, will be merged into the pension insurance. Overall fund.

Among them, a late payment fee of 2‰ will be charged on a daily basis for the repayment of the unit payment. Among them, no late payment fee will be charged if the interruption is within 6 months, and a late payment fee will be charged on a daily basis if the period exceeds 6 months.

For enterprises that should be insured but not insured as a whole, and for units that have interrupted payment due to difficulties in production and operation, the insurance should be renewed as a whole, and pension insurance premiums are paid before the end of June 2009, according to their current business conditions, they can Appropriately reduce late payment fees.

If administrative litigation or labor dispute arbitration determines that the enterprise must pay back the pension insurance premium, the late payment fee paid according to regulations shall not be reduced. If it is discovered through auditing, auditing, and supervision that the payment base is false, the number of contributors is underreported, resulting in underpayment, or if pension insurance premiums are missed and ordered to be paid back, the late payment fees added in accordance with regulations shall not be reduced.

The interest that needs to be paid back cannot be reduced or reduced. The back payment of interest before the establishment of the personal account shall be based on the average of the accounting interest rates published in the past years after the establishment of the personal account. After establishing a personal account, you will be required to make additional payments based on the personal account accounting interest rate published over the years. The interest paid by an individual before the individual account is established is incorporated into the pension insurance pooling fund, and the interest paid after the individual account is established is credited to the individual account. After the unit and individual premiums are paid simultaneously, the social insurance agency will establish a personal account for the individual from the time when the personal account is established.

I have been on pension insurance from 2001 to now, but it was discontinued for less than two years from 06 to 2008. Can I make up for it? How to make up for it, and how much is it likely to be? Is there anything else I need to make up for? Did you pay it? What is the appropriate way to make up for it?

Note: From 2001 to 2006, I was insured by my previous employer, from the end of 2006 to the beginning of 2008, I was not insured, and from 2008 to the present, I was insured.

But according to me As far as I know, you don’t have to make up for it, because you only need to pay social security for 15 or 20 years cumulatively. You can decide for the two years in between. You can choose to make up for it or not. Teachers above They all told me to make up for it, but I was a little dizzy!! However, the base payment base is also different in different regions. You need to consult with the local social security bureau to get the most accurate data!

Also, If you are not just two years away from reaching 15 or 20 years, and you happen to retire, I think it doesn’t matter if you don’t make up for these two years. Of course, this depends on your own situation. Decision!!! It is definitely possible to make up the payment, but it should be possible not to make up the payment!

1. Social security policies vary greatly from place to place. If you can make up the payment, it is recommended that you directly consult the local social security Center to confirm relevant policies and procedures. This is the safest.

2. Social security affairs are quite complicated. You can log on to the local social security official website to learn about relevant policies, service guidelines, etc.

If you have any questions about social security, you can also directly consult the local social security center. The unified consultation hotline is 12333.

Issues on supplementary payment of social pension insurance

You can apply for unemployment subsidies, which must be processed within 60 days from the date of termination of the labor contract. The procedures include termination of labor contract, unemployment certificate, proof of payment of unemployment insurance, ID card, and application form, which can be processed by the local social security bureau.

Pension insurance surrender application: How to apply for social security surrender? How much cash rebate is there after surrender?

There are two situations for social security surrender: 1. Rural residents registered in other places who have terminated or terminated their labor contracts before reaching the legal retirement age, do not continue to be employed in the city, and are indeed unable to transfer the social insurance relationship, may apply to terminate the social insurance relationship and apply for one-time benefits

Provisions on Pension Insurance under the New Labor Law

My father has been working at his original employer, and the company has paid pension insurance for more than 30 years. However, my father unexpectedly died of a heart attack some time ago. Can I ask for return as a child? Can I inherit it? 1. Cannot ask for return 2. Cannot inherit.

The basic pensions of urban enterprise employees in my country include basic pensions and personal account pensions. Among them, the personal account pension is calculated by dividing the accumulated savings in the personal account by a certain coefficient. This is the same for workers with mobile employment and stable employment. As long as they pay more and have more savings in their personal accounts, the level of this part of the pension will be higher. high. For the calculation of basic pensions, the 2005 "Decision of the State Council on Improving the Basic Pension Insurance System for Enterprise Employees" uniformly stipulates that the contributory salary index of the individual in each year shall be calculated corresponding to the average salary of local employees in each year. Take your indexed contribution salary, and then calculate the average with the average salary of local employees in the previous year, as the base for calculating the basic pension; 15% of the base amount will be paid after 15 years of payment, and 1% will be paid for every additional year of payment. The "Interim Measures" adhere to this calculation and payment method, but further clarify that the annual paid wages of migrant workers in each insured place must be calculated with the average wage of employees on the job in each year corresponding to the place where the final benefits are received to calculate the paid wage index. This not only ensures the unity of national policies, but also is a relatively simple method.

Individuals cannot make up for social security, they can only make up for it at the workplace.

In fact, it is okay not to make up for it, and the impact will not be big. The minimum period of social security is 15 years. The more you pay, the more you will get.

For those who participate in the insurance in the name of an individual, if the missed payment cannot be made up, only the missed payment caused by the unit can be made up, and the five insurances can be made up. If the unit does not make a declaration (no account is opened), the employer can only pay back the pension.

If the paying unit (excluding individuals and freelancers) fails to pay employee pension insurance premiums, it should bring the following materials to each social security agency to handle the case-by-case back payment of basic pension insurance premiums:

1. Employee files and pension insurance manual;

2. "Application Form for back payment of basic pension insurance premiums";

3. Labor contract, salary payment schedule, etc.;

4. Other related materials.

In order to make up for the loss in employees’ personal accounts caused by the enterprise’s late payment of employee pension insurance premiums, the back payment of pension insurance premiums shall be carried out in accordance with Jilao Insurance Document No. 19997. The calculation method is as follows:

The amount of backpayment = the average social salary of the previous year when the backpayment is made (the salary base for the annual payment that should be made up and the average social salary for the year that should be made up) * payment ratio * the backpayment coefficient

Among them: the payment ratio is based on the current enterprise payment ratio, that is, 28, 20 for enterprises, and 8 for individuals. The starting point for the backpayment coefficient is 1.1, and the coefficient increases by 0.1 for each year in advance in the year of backpayment, calculated year by year.

My employer owed three years of pension insurance during my employment. I have been transferred out of this unit. I requested to make up for it during the transfer process but the original unit did not make up the payment. Now that the original unit is converting to liquidation, how do I write an application for back payment of pension insurance?

The policy for back payment of pension insurance for enterprise employees in our province has been released! Those who owe pension insurance premiums due to various reasons, and those who should not be insured Those who have insurance and interrupted premium payments can be included in the pension pool and enjoy pension benefits after paying back premiums.

Recently, the Provincial Department of Human Resources and Social Security, the Department of Finance, and the Local Taxation Bureau issued the "Notice on Issues Concerning the Backpayment of Basic Pension Insurance Premiums by Enterprise Employees Before the Implementation of the Social Insurance Law."

According to reports, the "Social Insurance Law" officially implemented in 2011 clearly stipulates that employees should participate in basic pension insurance. The employer and the employee *** must pay the basic pension insurance premiums together. The employer does not need to register for social insurance. , Failure to pay in full and on time will bear legal responsibility. In order to properly handle the problems of employers in our province arrears in paying pension insurance premiums and employees' interruption of payment and uninsured coverage before the implementation of the "Social Insurance Law", our province has issued a pension insurance back-payment policy after full research and demonstration, and has defined the scope and scope of back-payment. The base and proportion of back payment, the payment of late payment fees and interest, and the receipt of pensions are clearly stipulated.

Scope of supplementary payment: If the employer as a whole is not insured, it must pay supplementary pension insurance premiums for its employees during their stay in the unit

The notice stipulates that participating in the provincial-level coordination of the basic pension insurance for urban enterprise employees in our province Employers that have determined the payment base before June 30, 2011 but fail to pay basic pension insurance premiums on time due to various reasons can make up for the arrears of pension insurance premiums. If the employer as a whole is not insured, it shall be insured for all employees and pay back the pension insurance premiums from the date of registration of the unit. If the employer fails to apply for insurance for its employees in a timely manner, resulting in uninsured coverage, or if the employee interrupts payment after participating in the insurance, the employer may make up for the pension insurance premiums during the period before June 30, 2011, during the period when the employer was uninsured and the payment was interrupted.

After completing the supplementary payment, those who have not reached the legal retirement age on June 30, 2011 should continue to pay basic pension insurance premiums in accordance with regulations. If you have reached or exceeded the statutory retirement age on June 30, 2011, and after paying the pension insurance premium, the payment period is less than 15 years, you can continue to pay or make up payment according to the flexible employment payment method from the time you reach the retirement age. If the payment period is still less than 15 years after 5 years of payment, you can make a lump sum payment for 15 years to enjoy basic pension insurance benefits.

Base for backpayment: If there is no proof of salary for the current year, 100 or 60% of the average social wage for that year can be used as the base for backpayment.

As for the base for backpayment during the employer period, it is stipulated that backpayment is 1989 Pension insurance premiums before the end of the year will be paid based on the average salary of (on-the-job) employees in the province in 1990. For back-payment of pension insurance premiums from 1990 to before the establishment of personal accounts, the back-payment shall be based on the average salary of (on-the-job) employees in the province in the corresponding year.

To make up for the endowment insurance premium after establishing a personal account, if the original employee salary income can be provided, the supplementary payment should be based on the actual salary income of the employee, but it shall not be lower than the entire province (on-the-job) in the previous year of supplementary payment. ) The average salary of employees is 60, not exceeding 300; if you are unable to provide salary income for the current year, you can choose to make supplementary payment based on the average salary of 100 or 60 for employees in the province (on duty) that year. In 1995 and before, the unit payment ratio was 18, and the individual payment ratio was 3; after 1996, the payment will be based on the actual payment ratio of that year.

For those who have reached or exceeded the retirement age on June 30, 2011, the notice stipulates that from reaching the retirement age, the base payment base and payment proportion shall be based on the payment method for flexible employment personnel. From January 1993 to 1995, the base amount of supplementary payment is 100, which is the average salary of employees in the province (on the job) in the corresponding year. In 1996 and subsequent years, you can choose to make the supplement based on 100 or 60 of the average salary of employees in the province (on the job). pay. If a one-time lump sum payment is made to enjoy pension insurance benefits for 15 years, the payment base shall be 100 or 60, which is the average salary of employees in the province (on duty) in the previous year when the supplementary payment was made. The payment ratio is 20.

Late payment fees:

Two years of late payment fees will be waived if you make additional payments before June 30, 2013.

If you pay the pension insurance premiums back, the late payment fees will be charged for the part paid by the unit. , interest is charged on the personal payment portion. Among them, if the payment base has been approved and the arrears formed before June 30, 2011, a late payment fee of 0.5‰ will be added on a daily basis from the date of arrears.

If the unit does not participate in insurance as a whole, does not fully participate in insurance, or individual employees stop paying contributions, late payment fees will be charged for the part paid by the unit (12 parts for flexible employment personnel): from October 1986 to December 1995 Pension insurance premiums were increased by 0.8‰ on a daily basis. From January 1996 to December 2000, pension insurance premiums were increased by 0.6‰ on a daily basis. From January 2001 to June 2011, pension insurance premiums were increased by 0.5‰ on a daily basis. The notice also clarifies that if the pension insurance premiums before June 30, 2011 are paid before June 30, 2013, late payment fees from July 1, 2011 to June 30, 2013 will be waived. If you pay the pension insurance premium before June 30, 2011 after July 1, 2013, a late payment fee of 0.5‰ will be added on a daily basis from July 1, 2011.

If the unit is not insured as a whole, not all employees are insured, or individual employees stop paying, interest will be charged on the additional personal payment. The interest paid before the establishment of the personal account shall be calculated based on the average interest rate of 4.922 published on the cumulative deposit amount of the personal account published in the calendar year from January 1996 to 2011. After the personal account is established, the interest rate will be calculated based on the accumulated deposit amount published in the personal account over the past years.

Pension:

Those who make up the pension are included in the overall plan and can receive pensions on a monthly basis

The notice stipulates that after paying the pension insurance premium, the social insurance handler Institutions establish personal accounts in accordance with the personal account size prescribed by the state. Among them: from the establishment of a personal account to the end of 2005, the personal account size is 11% of the payment base; in 2006 and after, the personal account size is 8% of the payment base.

When the supplementary personnel meet the conditions for enjoying the basic pension on a monthly basis, the basic pension shall be calculated according to the provisions of the Provincial Government Office [2006] No. 77 document. For the part paid back before December 1992, the payment index is calculated as "1"; for the part paid back from January 1993 to before the establishment of a personal account, the payment index is calculated as "1.200"; after the payment is made and a personal account is established, the index is calculated as "1.200". For part, the actual index is calculated based on the actual subsidy base.

Back-payment process:

Those who should be insured but are not insured and whose payment is interrupted should make up the arrears in one go

The notice stipulates that those who should be insured but are not insured and whose payment is interrupted should Personnel should make up a lump sum for the pension insurance premiums during the period when their employment in the unit was uninsured or was interrupted.

If the employer as a whole is not insured and pays back the pension insurance premiums, in accordance with the territorial principle, the employer shall submit a written application for insurance and back-payment to the social insurance agency, and provide relevant insurance information. After approval, Go through the repayment procedures. Units that do not have all employees insured shall pay back the pension insurance premiums for the uninsured persons at the social insurance agency where the unit’s pension insurance relationship is located.

If the insured person interrupts the payment of premiums, the employer (including the original employer) or himself shall submit a written application to the social insurance agency in the place where the basic pension insurance relationship is located, and provide relevant valid certificates. Then go through the insurance supplement payment procedures.

For those who have reached or exceeded the retirement age and are required to make supplementary payments, the human resources and social security administrative departments at district, city and above levels shall review their qualifications, and the social insurance agency shall handle the supplementary procedures. If the pension insurance premium is deemed to have been deemed to be within the payment period after the pension insurance premium has been paid back, the social insurance agency will handle the payment procedures after the pension insurance administrative department has reviewed and determined.

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