When will Dianrong.com be established?

Point melting. Com is a leading Internet finance company in China. Founded by Soul Htite, co-founder and former technical president of Lending Club, and Guo Yuhang, a well-known lawyer and private equity partner in Shanghai, 20 12. Its headquarters is located in Shanghai. The platform was launched in March 2065438+2003. At present, Dianrong.com has 28 stores and more than 2,600 employees in China.

Dianrong.com is determined to provide innovative financial technology solutions for the China market, and focuses on two major businesses: Internet lending platform and banking solutions.

Internet lending platform helps individuals and enterprises to obtain loans easily on the Internet. Through Dianrong.com's powerful and simple platform infrastructure, high-quality borrowers can get financial support from millions of investors in China. Point melting. Com uses technology to reduce customer acquisition cost, operating cost, service cost and post-loan management cost, thus providing lower interest rates and better loan products.

Banking solutions focus on using technology to help large financial institutions change from traditional operation mode to modern internet finance-driven business model. Dianrong.com's solution is based on the operation technology and risk management technology of its own platform for many years.

Point melting. Com has been recognized and supported by the capital market and traditional financial institutions. Several rounds of financing from Northern Lights Venture Capital, Tiger Global Fund, Standard Chartered Direct Investment Co., Ltd., Bohai Financial Holdings, China Internet Finance Technology Fund (a fund jointly established by Zhong Min International Capital Co., Ltd. and Guangfa Investment) and Juyi Capital have been completed.

At the end of 20 15, Dianrong.com cooperated with Hanwha Group, one of the top ten consortia in Korea, to enter the Korean market and start the pace of overseas strategic expansion.

20 16 On March 25th, China Internet Finance Association, a national trade association, was established. After voting by all members, Dianrong.com became one of the 48 executive directors.

Which job is more promising, pat on the loan or point wealth management network?

1. Capital direction

Pat the loan, has completed the C round, and the prospect is ideal. Point melting. Com has also completed the C round, and the prospect is quite good.

2. Platform rating

Pat the loan, ranking third with 65.8.

Point melting. Com didn't see the score.

3. Creation time

Auction and loan, established in June 65438+July 2007.

Point melting. Com was founded on 20 13.3. 18.

4. Platform background

Pat loan, private sector.

Point melting. Com, a private sector.

From the above point of view, it is better to pat on the loan than to click on the net.

Besides these, you can also find out who they are recruiting recently, and then find out their salary level and composition.

After comprehensive evaluation, you will know which platform to choose to work on. I hope you can find a company that you are satisfied with.

Which is more stable? Com's group profit or Yu' ebao?

It must be Yu 'ebao.

These small websites are completely insecure.

Which is more reliable, Dianrong.com or lufax?

Both platforms have their own advantages, and they are both big companies with backgrounds. Judging from the time of its establishment, the latter was established early and has a good reputation, but one thing is the low annual rate of return.

How does Dianrong.com transfer its equity?

There is a case of establishing a partnership to transfer equity, which can be used for reference.

What is the melting point of mobile phone management?

Point melting. Com is the leading Internet lending platform in China. It was founded in China by Soul Htite, co-founder of Lending Club, an internet lending company, and Guo Yuhang, a senior financial lawyer in China.

Point melting. Com is committed to connecting investors with individuals or enterprises with loan needs by technology and providing online information opening services. Point melting. Com uses technology to really reduce the cost of borrowing and improve the return of investors.

Dianrong.com was founded by Soul Htite, co-founder of Lending Club, a P2P company listed in the United States, and Guo Yuhang, a well-known lawyer, in Shanghai on 20 13, mainly engaged in online credit review and lending business.

From June 2065438 to June 2004, Dianrong.com launched the Internet wealth management product "Group Earning", which made the investment extremely dispersed and could be reinvested automatically, ensuring the safety of funds and realizing high returns.

2065438+On May, 2005 1 1 day, the taxi application "No.1 car" and P2P platform "Dianrongwang" announced the joint launch of the interest-bearing function of No.1 car. This function was officially launched on May 12, and eligible No.1 car users can enjoy the benefits generated by the interest-bearing balance.

What does financial management win mean! Detail point

I have been investing and managing money for ten years. I have bought bank wealth management products, pooled money to buy trust products, played fixed investment in funds, reverse repurchase of money funds and government bonds, and so on. Stock trading can be said to be commonplace, with losses and gains. Generally speaking, I still make money. After ten years of accumulation, the money I earn from financial management every month is equivalent to the average salary of people who have worked for four or five years. I want to talk about my views on financial management and what we should do according to my own experience and observation of people around me.

First, on the question of "I want to double my wealth in a short time through financial management"

"Getting rich overnight" is what many people want to achieve through financial management. I'd love to, but I know it's not feasible.

I have many friends who invest and manage money around me. Some of them got rich overnight, and they made much more money from one investment than I did. But when they lose money, they often lose much more than I do. Generally speaking, they lose money. I worked hard, but I didn't make any money in the end.

Some people are not convinced of how much this is, and tell me that he will definitely earn it back next time. What I want to tell him is that many people have told me this sentence, but the result is more losses.

If you want to rely on financial management

If you get rich overnight, please leave early. Don't look down. Don't waste your time. In this world, if you get rich by gambling, at most 20% will survive. See if you are the 20%. I think most of them are.

What everyone hopes is that investment and financial management can stabilize profits. What I want to say is how to make you earn more on the premise of ensuring safety. Financial management should be stable, and many a mickle makes a mickle is the real skill.

very

Many people say that the annualized rate of return of a bank's wealth management products is 6%, and 50,000 yuan is only 3,000 yuan a year. If you want to put 50,000 yuan into a year, you will have 500,000 yuan soon, but you need to remember that there will be no pie in the sky.

Put down the pie. If you have 3 million yuan and your annual income is 10%, it will be 900,000 in three years. If you count compound interest, 654.38+0 million is a piece of cake. Financial management should be a routine thing. You don't have much effort.

But you can keep increasing your wealth. If financial management can make you quadruple in a short time, it must be a very professional investment. You have to be professional first, and then you have to work hard, and the result is a loss or a profit.

Not sure yet. Maybe in a certain period of time, you will earn a lot, or lose a lot, but the whole is difficult to calculate.

Some time ago, there was a very hot math problem, which you will understand naturally after reading it.

If you have 1 10,000 yuan, you will earn 40% in the first year, lose 20% in the second year, earn 40% in the third year, lose 20% in the fourth year, earn 40% in the fifth year, lose 20% in the sixth year, and the remaining assets will be1405 million yuan, with an annualized rate of return of only 5.83% or even 6 years.

If you have 1 10,000, you don't need to make a daily limit, but you only need to earn 1% to leave, then based on 250 trading days a year, your assets can reach12032,000 in one year and1450,000 in two years.

2. Which financial management method should I choose?

There are various ways to manage money, and we can choose the right way through three dimensions: safety (risk), profitability and liquidity.

In financial management, you must have a general understanding of the safety, profitability and liquidity of each financial management method.

From the threshold point of view, the monetary fund threshold is very low, the threshold of bank wealth management products is 50,000, and the threshold of trust products is 654.38+00,000.

In terms of security, 80% of bank wealth management products are non-guaranteed floating income, but this does not mean that security is very low. If the funds are invested in portfolio assets, the internal risk rating of the bank is below the middle and low level, so you can buy with confidence. When you buy it, you just need to find a bank with a non-guaranteed floating income with a yield below 7%. Fixed-income trust products are non-guaranteed floating income, but from the past development, there is no non-payment and it is relatively stable. There are many kinds of fund products, and different types of risks are very different. Monetary funds are the least risky, followed by bond funds, hybrid funds and equity funds. The smaller the risk, the smaller the rate of return.

Which financial management method you choose depends on how high your expectation of the rate of return is; The second is to see how strong your risk tolerance is; The third is to see how long you can stand without money; Fourth, it depends on your financial situation and how many threshold products you can bear; Fifth, look at how high your requirements for ease of operation are.

Personally, trust products are the most cost-effective considering the comprehensive cost-effective ratio of yield and risk. ......& gt& gt

P2p Internet financial platform with registered capital of hundreds of millions.

There are more than 20 P2P platforms with registered capital of over 100 million, including Renren Loan, lufax, Paipai Loan, Dianrong.com ... and more than 1 billion, but I advise you not to refer to the registered capital, but to the paid-in capital. In addition, many platforms with registered capital of over 100 million have also gone, such as Fujian-Taiwan loan (registered capital of 2.005 billion yuan, paid-in capital of 5 million yuan) and Yusheng Capital (registered capital of 500,000 yuan). At present, P2P platforms are mixed. From personal experience, you can choose a reliable platform according to the following steps:

Look at the background of the platform, including whether it belongs to the listing department, the state-owned assets department, the banking department and the venture capital department, and whether the platform founder team has a strong financial background or industry leaders;

Looking at the operation of the platform, the longer the platform is established, the better. The bigger the trading scale of the platform, the better. The more registered users on the platform, the better. The more daily IP accesses of the platform (which can be viewed through ALEXA).

Look at the risk control of the platform, whether to adopt third-party payment custody or better bank depository, whether there is cooperation between small loan companies and guarantee companies (guarantee companies are preferably financing guarantee companies), whether there is risk reserve and whether funds are deposited.

Look at the user experience of the platform, look at the user experience of official website, whether there is a WAP website, whether there is an APP, and what is the experience of these products. A dedicated platform, doing these things well will definitely cost money.

Looking at the reputation of the platform in the industry, some platforms are often exposed by investors to all kinds of false information or deceive users. Platforms with these behaviors should pay attention.