How much does Dalian provident fund loan need?

1. What is the loan fee for Dalian Provident Fund?

Loan fee of Dalian Provident Fund: appraisal fee: 0.3% of the appraised value of the house, maximum premium rate 1 1,000 yuan: 0.024% of the loan amount, loan term, other rights certificate fee: 80 agency fee: 200 commercial loan fee: other rights certificate: residential 80 yuan/copy; 550 yuan/loan amount 65438+ 0.5% stamp duty of loan contract: loan amount × 0.005% (collected by the bank itself).

2. What are the fees for provident fund loans?

There is no need to pay fees for provident fund loans.

What conditions do individual housing provident fund loans need to meet? The main contents are as follows:

1. The borrower has full capacity for civil conduct;

2. Have the official residence or valid residence status in this city;

3. Have stable economic income, good credit and the ability to repay the principal and interest of the loan;

4. The housing provident fund shall be paid normally before the loan, and it shall be paid continuously for more than half a year;

5, can provide a valid contract or agreement for the purchase of owner-occupied housing;

6. In the purchase contract, the borrower and the purchaser must be consistent, and the person who purchases the property right (except the spouse) must issue a written commitment to agree to the mortgage of the house;

7, with not less than 30% of the purchase value of owner-occupied housing (second-hand housing more than 40%) of its own funds;

8. The borrower agrees to handle housing mortgage loan and insurance;

9, the purchase of commercial housing, developers should provide phased guarantee and report the relevant credit materials;

10. The borrower agrees to open a personal account with the loan undertaking bank, and agrees that the loan undertaking bank directly deducts the loan principal and interest from the account every month.

Provident fund loan process:

1. The borrower applies for a loan at the accepting bank;

2. Accept the outlets to inquire about the property status under the family name;

3. Accept the acceptance of outlets;

3. sign a contract;

4. examination and approval;

5. The real estate trading center shall handle the mortgage registration procedures;

6. Bank loans.

Is there a handling fee for Dalian housing provident fund loan?

Apply for housing provident fund loans through the Agricultural Bank of China, which does not charge fees.

It is suggested to choose formal channel loans to avoid capital loss.

What fees should Dalian housing provident fund loan pay?

Handling personal housing provident fund loans directly through banks or provident fund management centers does not need to pay handling fees. If it is through a loan intermediary or a guarantee company