Which department of commercial banks is the best?

Question 1: which departments of the bank are good? It mainly includes corporate banking department, personal banking department, financial industry (institutional business) department, capital department, risk management department, strategic management department, research department, legal compliance department, finance department, audit department, office department and human resources department.

In terms of development, I personally think it is better to be in the strategic management department.

In terms of income, I personally think it is better to be in the research department.

Question 2: Working in a bank, it's hard to say which department is better. It depends on which department you are suitable for.

If you have the resources, you can go running.

If you don't have too many resources, just stay in the background, and the pressure is less.

When you go to the bank for an interview, you should pay attention to two points: first, you should show that your emotional intelligence is good, and others are not two.

Second, to show plasticity, future work can be started quickly.

Question 3: Which department of ICBC is best to see what you want to do in the future. If marketing is credit and personal funds, settlement and cash management, business is financial planning, accounting and risk, consider according to your actual situation.

Question 4: Which positions in commercial banks are more promising? If it is not a first-tier city, small city commercial banks are stable, and all of them are doorways. They have some tasks, their business is not very standardized, and it is easier to go to work. The tasks inside and outside the bank are similar to those of joint-stock commercial banks, but the benefits are not as comprehensive as those of joint-stock banks. It may not be so difficult to develop enterprise annuity.

The standards of joint-stock commercial banks are strict. To put it bluntly, the name is loud and clear, and insurance and gold can be paid welfare. Pensions are paid according to provincial standards, not locally, so the amount is relatively large, and the treatment after retirement is also very good, which can be developed.

If the family relationship is strong enough, it doesn't matter which one you want to develop well. Say hello to the salary, which is good and which is difficult enough to get along with.

PS: I am working in a joint-stock bank now. Fortunately, there is no task pressure, but I have to work overtime frequently. I'm so busy that I've been working at 7K a month for three years. It has nothing to do with my little girl's strength.

Question 5: Hello, I wonder which department of the bank is better? If you want to make more money and experience it yourself, it must be the business department, such as corporate finance department and retail business department. If you want to be stable without too much pressure, it must be management departments, such as risk management department, credit review department, trade finance department, business management department, operation management department, as well as back-office departments, human resources department and offices. However, these two departments are generally based on relationships. As for recruitment, there are several situations: 1, direct interview, and you can be hired if you feel good by looking at your education, work experience and image. 2. Organize all job seekers to take the written test. Sometimes the written test questions will be civil servants' questions, and sometimes the basic knowledge of banks will be opened. After passing the written test, notify to participate in the interview. If they pass the interview, they can be hired. I hope I can help you, thank you

Question 6: Which department of a bank has the best treatment mainly includes corporate banking department, personal banking department, financial industry (institutional business) department, treasury department, risk management department, strategic management department, research department, legal compliance department, finance department, audit department, office department, human resources department and other departments.

In terms of development, I personally think it is better to be in the strategic management department.

In terms of income, I personally think it is better to be in the research department.

Question 7: Which department of local commercial banks is better? Then find a way to go backstage. Such as the settlement department. It's the core department of the bank. You'd better have your own relationship. In short, it is unlikely to be achieved in one step.

Question 8: Which department of the bank is good? Personally, it is more important to choose a good bank than a good department, because it is your own decision to choose which bank to submit your resume, but usually it is the leader who decides which department to go to after entering the bank: (

For a big bank like ICBC, you will encounter a series of systematic job rotation training in the first half of the year. There are specialized training bases and trainers, who will generally practice in the cash area, settlement area and credit department of tier-one branches for a period of time to fully understand the basic operation of banks and some rules and regulations. Then you may go to some marketing departments (personal department and company department) and ask some senior account managers to take you there. In the end, the leader will arrange a suitable position for you according to your personal performance and wishes. If it is assigned to a tier-one branch, generally only the Credit Department, Corporate Department, Personal Department and Settlement Department can be selected. If you stay in the branch, the choice will be bigger.

Your 1 is equivalent to a company department, studying company business.

Enterprise customer resources are the main battlefield of banks. As a newcomer, you don't have any resources, so you can only run with other account managers or maintain some leaders assigned to your customers. You don't get much money, because you don't have your own account, and even if there is business for you, it's someone else's account. You should share it with others, small head and big head.

Your 2 and 6 are equivalent to the personal department, studying personal business.

I think this is more challenging. Let's talk about mortgages, which are generally divided into first-class buildings and second-class buildings. Major buildings usually have project loans. The developer borrowed money from your bank to build a house. After the house is built, the owner will naturally be appointed to make a mortgage loan in your bank. This kind of work is generally large, but the money is not too much. The reason is very simple, because such business involves developers, and you can't pull it alone. The focus is on second-hand real estate. The key of second-hand real estate business is real estate agency, which is more suitable for new college students. Compared with corporate customers, it is much simpler to pull intermediary business, and it is easier to accumulate resources, and there are many fewer relationships to consider. In addition to financial management, it is very necessary to learn personal financial management even if you don't work in a bank. Just entering the society is the time when the original wealth is accumulated. Knowing how to manage money is very important for your later life. And financial planners are in short supply now. There are many practical things to learn in financial management, such as funds, national debt, stocks, futures, insurance, bank financial products and so on.

Your 5 and 7 are equivalent to the settlement department, learning settlement business.

7, 7 is not recommended. Generally, it is for those who are old and retiring or pregnant women who need care. 5 can be considered, because settlement is easier to be promoted than other positions. Corporate departments and individual departments are generally full-time employees. Only the settlement department has few full-time employees, most of whom are hired. Generally, they can't reach a bachelor's degree or above. If you graduate from a bachelor's degree or above, it is easy to get promoted as long as you work hard. Generally, it is no problem to mix a supervisor for two years. However, this position is boring and not challenging. Compared with the account managers in the personal department and the corporate department, the working hours are more rigorous and less free. The settlement position is paid a fixed salary, which is basically not linked to performance.

The credit department is a department that studies bank credit knowledge, and is generally responsible for the approval of personal loans and corporate loans, as well as post-loan management and collection.

Collection is not recommended. If you are interested in approval, you can learn it. This department learns the most, gets a fixed salary and is basically not linked to performance. It is also a fixed shift system. The challenge is between the account manager and the settlement post.

The international business department you mentioned is interspersed with the knowledge of the corporate department and the credit department. Generally, you have to stay in the branch to get in. The nature of work is estimated to be similar to that of the credit department.

To sum up, I personally think that the most challenging and stressful is the personal account manager, and the performance determines the income! It is relatively easy for newcomers to tap this resource. What I can learn most is the credit department, and people in the credit department know a lot about financing! Job hopping to a big company is very popular. The most stable is the settlement department. As long as it is an account manager, whether it is an individual or a company, it should be relatively free, and other positions are fixed.

Measure it yourself and see which one is suitable. I hope it will be useful to you.

Question 9: Which department is better for general state-owned commercial banks? I recommend good positions in the credit department, investment bank and development bank. The credit department has the fastest promotion and the highest salary, which is most suitable for gay men and higher than the position of account manager.

Question 10: What are the positions and majors of banks? Let's talk about the latest personnel reform policy of Agricultural Bank of China in detail (2007-04-1712: 35: 07). Reprinted classification: state affairs are unit affairs.

In order to further accelerate institutional reform, adjust and optimize the organizational system of branches and institutions below, rationally allocate internal institutions and personnel of branches and institutions below, realize a reasonable and scientific framework for internal institutions, functions and post setting, and adapt to the reform and development trend of commercial banks, these guiding opinions are formulated.

I. Institutional Adjustment and Distribution Scope

(1) branch. The term "branch" as mentioned in these Guiding Opinions refers to institutions that are at the level of "branch" in the organizational hierarchy of "Head Office-Branch-Branch", have branch names and are directly subordinate to tier-two branches (including business departments and directly affiliated branches of provincial banks), excluding branches (tier-two branches) with branch names but managed by outlets (branches, offices and offices). According to the region where the institution is located, sub-branches can be divided into urban (suburban) sub-branches and county (city) sub-branches; County-level branches can be divided into management branches and single-point branches according to their functions and nature. A custodian branch refers to a branch that has the function of managing the business institutions under its jurisdiction, and a separate branch refers to a branch that does not have the function of managing the business institutions. The business institutions of secondary branches are managed as single-point branches.

(2) business outlets. The business outlets mentioned in these Guiding Opinions include branches, secondary branches, sub-branches, business offices, savings offices and other outlets open to the outside world.

Second, the goal of institutional adjustment and staffing

The objectives of post setting and staffing of sub-branches are: to establish a streamlined and efficient internal organizational system of sub-branches, standardize the internal organization of sub-branches, and clarify the number and functions of internal organizations; Reasonably determine the number of leadership positions, the number of middle managers and the staffing of the branch, divert the surplus staff of the branch, and improve labor productivity. The goal of setting up business outlets is to make the allocation of human resources meet the needs of business operation and prevention of business risks, and to minimize the cost of human resources.

Three. Principles of institutional adjustment and allocation

(1) Simple and efficient principle. According to the business scale and management scope of the branch, the internal organization and human resource allocation standards are determined, the management level is greatly streamlined, and the administrative staff and management costs are reduced. The allocation of leadership positions, internal institutions and management personnel of sub-branches can not only meet the needs of normal operation and management, but also effectively control management costs and improve the efficiency of human resource allocation.

(2) Market-oriented and customer-oriented principles. Adhere to the basic concepts of market-oriented, customer-centered and benefit-oriented, strengthen the business departments directly facing customers, strengthen marketing, and provide customers with efficient and convenient financial services.

(3) Guiding principles of classification. According to the objective conditions and characteristics of county (city) sub-branches, city sub-branches and single-point sub-branches, posts and personnel are set up respectively. The name, quantity and function division of the organization do not require the upper and lower counterparts.

Four. Establishment and functions of internal organs of branches

(1) County (city) sub-branches are set up according to "four departments and one room", namely: financial information department, customer management department, comprehensive management department and office. The main functions of each department are as follows: (The specific division of functions needs to be studied with offices and secondary branches)

1. Financial Information Department: mainly responsible for the preparation, implementation and target assessment of local and foreign currency comprehensive business plans; Responsible for the unified accounting of local and foreign currency business and the unified management of accounting, cashier and settlement business; Responsible for the management of cash, securities and other important documents; Responsible for financial revenue and expenditure and fixed assets management; Responsible for financing, trading, cash approval and interest rate management of local and foreign currencies; Responsible for the publicity, issuance and payment of voucher-type government bonds; Responsible for the comprehensive and statistical statements of local and foreign currency business; Responsible for the management of branches and teller systems; Be responsible for the application, management and daily maintenance of the computer system of the institutions under its jurisdiction.

2. Customer Department: mainly responsible for the market development and marketing tasks of wholesale and retail business. Responsible for organizing funds, focusing on cultivating, developing and consolidating basic customers and excellent customer groups; Responsible for the marketing of local and foreign currency loans, that is, responsible for accepting customer loan applications, conducting pre-loan investigations, and responsible for loan issuance, post-loan inspection, follow-up supervision and principal and interest recovery; Responsible for the preliminary investigation and post-management of financing business such as bill acceptance, discount and bill negotiation; Responsible for the development of intermediate business or new business such as insurance agency, payment agency, corporate finance and international business; Responsible for bank card marketing, underwriting, debt collection and coordinating public relations with special merchants; Responsible for customer credit management and credit rating of account-opening enterprises; Responsible for collecting and feeding back all kinds of information such as industry, industry and products, determining the work direction and objectives in time, and providing customers with all-round business consulting services. |......& gt& gt