Why do some people want to work in a bank?

Can be considered from several aspects, but also common sense:

1, as we all know, the overall income of financial institutions is relatively high, commonly known as high-income people. Banks with the same position and different industries may have better welfare benefits.

2, the threshold of banks is gradually improving, and the overall quality of personnel is better. Without special circumstances, the recruitment threshold of bankers is very strict, and they often prefer highly educated and high-value talents.

Generally speaking, the working environment of the bank is still relatively good. Shanghai Bund Street, Lujiazui Financial Business Circle and Beijing Financial Street are all prime locations. A place where banks gather seems to represent prosperity.

Banks are commonly known as iron rice bowls, and this industry is closely related to the national movement and people's livelihood. Real banks have existed for hundreds of years, and banking has existed for thousands of years. Many businesses have ups and downs, and the only bank stands. When the warlords of the National Government were fighting and the fate of the country was uncertain, banks continued to this day. Such enterprises can give people a sense of identity.

Because banks deal with money and so-called rich people, your social circle will be different, which may be a point that everyone is eager for.

6. Of course, by working in a bank, you will learn different financial knowledge. Some positions have close communication with the outside world and good knowledge extension. For example, banks should deal with peers, bank securities insurance (bank securities insurance), government supervision departments, and people of all ages or industries. I believe that this kind of work perspective and the improvement of personal work ability are beyond the reach of all walks of life. Slowly, there will be more goods in your stomach.

7. It is a decent job in the mouth of elders and colleagues: a small white-collar worker.

Finally, I want to say that banks are not a sunrise industry now, and they are not necessarily a hot potato. We often laugh at ourselves as financial workers. The glory in front of people is everyone's struggle day and night. People in every industry can create a world in their posts by virtue of their diligence, wisdom and emotional intelligence.

At one time, the bank was a golden collar job among white-collar workers, with high salary and a little social status. Nowadays, banks have long lost their former colors for grass-roots employees, which can be said to be a profession with a very low happiness index. With the arrival of salary reduction, the turnover rate of banks is getting higher and higher. People who still want to work in banks now, it should be said that most of them are people who don't understand banks, and their impression of banks is still bright and beautiful ten years ago.

There are several major phenomena in banks now: 1. The service requirements are extremely demanding, especially for front-line tellers. It is no exaggeration to say that normal working hours give you time and you dare not slack off. There is a service assessment inside, and there is a mysterious person and customer supervision outside; 2. Profit and income are the most important. Now, the most important thing for banks is income. Middle-income business and corporate business have become the areas where major banks try their best to shop. Every employee must be a generalist in all kinds of tasks. Overtime has become the norm, and the layman's impression of the bank is still nine to five. In fact, as long as it is a business department, "six plus one, white plus black" has become a normal operation, and the labor intensity is much greater than before. Training, study and business assessment are always very heavy.

In fact, I don't want to keep talking, but as a multi-level employee, I have deeply felt this change in recent years. Banking is no longer an enviable profession, and it doesn't appeal to me except for a decent salary. However, life is a besieged city. People in the city want to go out and people outside the city want to come in. Because I don't understand, I always feel very good.

As an "old bank" who has worked in a bank for more than 20 years, I think some people want to work in a bank for the following reasons:

1. The work of the bank is stable.

Second, banks have higher returns.

Third, the banking environment is good.

Four banks have a bright future.

But what is the real situation? Since 1992, I have worked in the grass-roots organization of a bank for nearly 30 years. Combined with my own experience, I want to talk about my feelings.

Is the bank stable? This may have happened 20 years ago. Now the banking industry is gradually opening up, and the competition pattern in the industry has been formed. With the development of financial technology, the trend of self-service equipment replacing labor is unstoppable, and the merger of outlets and large-scale layoffs are inevitable, so this job is not stable.

Is the bank's income high? You may see from the annual reports of listed banks that the per capita salary of banks is between 200,000 and 300,000, but you should see clearly that it is "per capita". Executives are paid more than one million yuan, and most of them are "average" as employees.

Is the working environment of the third bank good? Banks are all high-rise buildings with resplendent business outlets. It's just that the environment is tough. As a soft environment of corporate culture, bank management has been completely corporatized, and it is normal for employees to be sub-healthy under the pressure of performance appraisal.

Have a future in banking? In fact, the general promotion channels of banks are extremely narrow. Many people will work as tellers all their lives.

So at present, the bank can only be regarded as a decent job.

Stable income, not as tired as enterprise workers.

In everyone's impression, the bank has always been a very tall and glamorous industry. Coupled with the media exaggerating the high income of bank employees, many young people want to work there. A few years ago, some people even found bank jobs through connections and money. But is this really the case?

As far as the current employment situation is concerned, the banking industry is superior to other fields and posts, because the profitability of banks is the strongest, and banks can maintain steady profit growth even in the poor overall economic situation last year.

But do you really have to work in a bank to get a high salary? Actually, it mainly depends on what the job is. The salary of banks is similar to the salary system of many enterprises, which is divided into basic salary and performance salary. As long as it is full-time, the basic salary will basically be available. Performance pay depends on personal ability and performance. Performance includes many small indicators, such as the completion of deposit tasks, financial tasks, credit cards and debit cards.

Take second-and third-tier cities as examples. The highest salary is the branch president, who can get more than 300 thousand a year. If the performance in that year is poor, you can get more than 654.38+10,000 yuan a year. Followed by the branch account manager, this position is stressful and hard, and the performance can be about 200,000 a year. In addition, there are accounting supervisors and credit supervisors. These two positions are equivalent to middle-level cadres in enterprises. In addition to doing your job well, you should also keep an eye on the people below. The annual salary is about100000. Of course, if you are looking for a relationship, the position above is none of your business. Everyone looking for relationships is nothing more than temporary workers, such as loan officers and tellers. It is hard to run outside or sit still every day. As for the salary level, the credit manager mainly looks at the performance, and the performance can earn 1 10,000 a year. But there are not so many tellers, only a few thousand a month, about 60-80 thousand a year.

Generally speaking, working in a bank is less than the top and more than the bottom. You can't make a lot of money, but the average level is still guaranteed. The biggest advantage of banking career is stable income, and guaranteed income through drought and flood. So don't look at that smart suit every day, but outsiders don't know it. If you want to work in a bank, you must be at the highest level, because the income gap within the bank is relatively large, the Gini coefficient is relatively high, and the higher the income, the higher the income.

Similar propositions of this question include

Why did the banker resign?

Ha ha laugh

Really, just like marriage, it is also a besieged city. People outside are curious to go in, but people inside are distressed to come out.

Outsiders saw the charm of Jin Haosen, and insiders envied the freedom of outsiders.

How can I put it? Banks are going downhill. I especially remember that when the president of CCB said that the bank was a vulnerable group, everyone took it as a joke, but in recent years, the bank has been trying to make it a reality.

If you are a girl or a technical school, I suggest you go to the bank, but don't think it is too beautiful, because the bank is really not as beautiful as everyone's legend and daily life. There are so many trivial things that you can't understand without personal experience, and you can only look at the salary.

Everyone has his own ambition and can't be forced. In fact, in any industry, some people like it and some people don't. Some people are willing to do it, while others are unwilling to do it. So follow your heart and good luck.

I haven't seen or heard that it costs 400 thousand to be a bank teller. Question, is it idle or true? Do people with 400,000 spare money need to spend money to buy a monthly restriction of 3,000 yuan? Bank tellers are the most basic employees of banks. Basically, all employees who have worked in banks have worked as tellers. At present, all employees recruited by banks are openly and uniformly recruited, and 400,000 work as tellers in banks. Can you describe how the title was spent and who received it? The salary income of bank tellers is not static, and there are also various assessment indicators. The salary of 3000 new tellers is similar to that of new employees in other enterprises. There are many bank tellers who quit their jobs and look for other jobs. How can they spend money to break their heads?

After all, banking is a very good job in everyone's eyes, with a lot of gray income. For example, I feel that the people in the bank are very relaxed, and the staff at the bank window I know are actually very hard. However, when it comes to management, it is different. I heard people say that people in one bank quit several banks. After a bank is corrupt enough, if there are other banks to recruit, he will apply for another bank. All his savings are in his parents' names.

Banks give people the traditional impression of good working environment, good income, good welfare and good face. It depends on what position you are in and what kind of work you do. In fact, there are many jobs in banks and their jobs are different. Tellers face users directly at the front desk, and their work requires meticulous patience. There will also be performance needs such as card deposit, and various account managers and loan business managers need to run business. If you belong to a stable temperament, you can enter the bank. Some banks have really good benefits, such as ICBC, which will send a lot of things during the New Year. If you have a skill, or you can continue to study and take some bank-related certificates, you will be promoted quickly.

It's not easy either. At present, I am so tired that I am in a coma and have a rest at home for a year.