Will not paying for Didi taxis affect your credit report?

It will affect your credit report. Didi has now launched credit payment. For customers who have successfully opened a credit card payment, the credit card payment amount will take priority over the taxi payment, and the taxi driver needs to return the amount to the credit card payment before the due date. The third day after the due date will be considered overdue, and overdue information will be uploaded to the central bank for credit collection. It is recommended that users who pay by credit repay their bills on time to avoid affecting their personal credit score.

: Behaviors that affect personal credit investigation

1. The arrears of water bills, phone bills and other related expenses will affect your personal credit investigation. Therefore, the editor at Fang Jin’s Office reminds you to pay attention to the small details in life. __

2. If the borrower’s debt is too high. Most people already know that car loan and home loan repayments that exceed 50% of the borrower's monthly income, and credit card monthly repayments that exceed 50% of the borrower's monthly income will be included in the bad credit reporting system. __

3. The borrower defaults on a personal loan application. Any phenomenon of outstanding loan principal and interest or repayment by the guarantor; as for the recent and two-year loan extension records, they will also be included in the credit record list. __

4. The borrower’s credit card has expired. This is the most common in rasterization. If a cardholder forgets to make a payment or defaults on a payment, it will also be recorded if the payment amount exceeds six times in a year.

How to eliminate bad personal credit: Bad personal credit cannot be eliminated in the short term. If you want to eliminate it, there is only time. According to Article 16 of the "Regulations on the Administration of the Credit Reporting Industry", the retention period of bad personal information by credit reporting agencies is 5 years, calculated from the date of termination of the bad behavior or event; if it exceeds 5 years, it should be deleted. However, this is provided there are no new bad credit violations recorded within those five years. Personal credit reporting refers to the activities in which personal credit reporting agencies established in accordance with the law collect and process personal credit information based on user requirements and provide personal credit information inquiry and evaluation services. A personal credit report is a personal credit history record that a credit reporting agency processes and organizes information collected in accordance with the law, and ultimately provides it to legitimate information inquirers in accordance with the law. With the continuous improvement of the social credit system, credit reports will be more widely used in various commercial credit sales, credit transactions, recruitment and job hunting and other fields. In addition, personal credit reports also provide inquirers with a way to check and standardize their credit history behavior, forming a verification mechanism for personal credit information.