After deducting five insurances and one housing fund in Beijing, I can get a monthly salary of 9,000 yuan. Can I live comfortably?

Low wages do not mean low income. These are two different concepts. In a company, a person's personal income composition can be simply divided into three major parts: salary, benefits, and bonuses. The salary is the data written in the recruitment poster, and the benefits include five insurances and one fund, free parking spaces, canteen meals, communication subsidies, transportation expenses, buses, dormitories, etc.; bonuses are performance awards, first-half annual awards, Year-end bonuses and other various bonuses to reward employees. In most companies on the market, wages are obviously higher than those in state-owned enterprises, but when benefits and bonuses are taken into account, they are completely lower than those in state-owned enterprises. Note: All welfare subsidies and bonuses distributed in the form of cash are legally regarded as salary income, which is actually salary. However, in reality, most companies do not calculate it that way. Salary is the amount distributed once a month. , so I still split it here.

If we compare wages independently and calculate monthly salary as basic wage, wages in state-owned enterprises will still be higher than those in most private enterprises. The vast majority of state-owned enterprises work from nine to five, and there are many people every day on holidays. The word "overtime" has never been mentioned in the dictionary, but in private enterprises, it is completely different. If deposited according to the maximum proportion, generally five insurances and one fund can account for 20% of the salary. Calculated in this way, the total salary income should be around 1,250 yuan, not more than 2,000 yuan. It can be said that the salary is still quite low. If companies can provide canteens, travel, housing allowances and other subsidies, single men and women can still survive, but they won't be able to save much money after a year! If you have a family and you are a man, you need to think carefully about how to improve your work ability. It is best to go to the recruitment information app to check the standards of the relevant positions, look for the differences, improve your social competitiveness, and prepare for the next high-paying career. It is best to prepare in advance.

Opportunities really come to those who have strength and preparation. Don’t always think that this is just poisonous chicken soup for the soul! Don't argue with exceptions, it's just a matter of probability. If you are over thirty years old and don’t have any skills, it will be more suitable for you to retire after working. State-owned enterprises generally pay insurance based on the maximum proportion. After you exceed 40, state-owned enterprises will not recruit you. If you It has something to do with hardening. If it is relevant, you may have used it a long time ago. If you just want to hang around and don't care, then do it slowly. Maybe one day the leading cadre will take a fancy to you and promote you. This The probability is higher than winning the jackpot.

If the company has just developed, there is no income or profit, and the company has great development prospects in the middle and late stages, and it can be done, be smart, think more, do more, and do more. Communicate with leading cadres. If you are at the senior level, the possibility of special promotion is very high. In reality, the cost of survival continues to increase. The most important thing is to maintain at least normal living conditions. Whether it is a state or a state-owned enterprise is not important. The most important thing is to have a stable job that can maintain the economic income and welfare guarantees required for normal life. If it is true as you said that there is only a thousand yuan in salary income left after the commercial insurance is paid, if the elderly employees who are about to retire can persist until retirement, otherwise they will leave early and find another way out.