When do insurance companies generally recruit employees internally? Is there a fixed time or can I go whenever I have time? The official editor I was looking for asked me to wait at home for February.

Let me tell you clearly, that is just to deceive you.

I have interviewed no less than 15 insurance companies and worked in two insurance companies. The job advertisements that talk about clerks and back-office jobs are actually all deceptive. As for the claims that there is a formal establishment, there is a basic salary for you to pay, and you don't have to run business, don't believe it. Nowadays, when insurance companies are recruiting people, they all know that people don’t want to be salespeople and go out to buy insurance, so they use various names, such as group training, clerks, and lecturers. In fact, it is all a trick to trick you into it first, which is called "recruitment talk".

I also had an interview with Yingda Life Insurance, and they were very good at deceiving me. They told me that this company is owned by State Grid Corporation of China (which is the truth). After joining, I can become a full-time employee of State Grid Corporation of China in half a year, with a formal establishment. , there are five insurances and one housing fund, so you don’t have to run any business, you just treat me like an idiot and fool me. After being exposed by me on the spot, he became silent.

When recruiting, they will never tell you that they are looking for salespeople, they will only tell you that they are looking for back-office staff, clerks, and so on. And it has been repeatedly emphasized that there is no need to run business, it is officially established. No matter how you confirm with the other party, you will always say this. As for the written test, it is actually a so-called "aptitude" test, which is to see whether a person is extroverted, whether he is suitable for insurance, etc. Anyway, no one will be turned away because he does not do well in this test.

When you enter an insurance company, you will first be asked to take the insurance qualification certificate, saying that you need to hold the certificate to work. This is nothing. The certificate is easy to pass, and many industries now require a certificate to work, and back office staff are no exception. All the back offices in my company used to take this certificate, so this is nothing. After you take the certificate, you will be asked to issue an order. You will be told that there are currently no positions in the company's internal staff, and that all internal staff will be transferred from the field staff, etc. Anyway, you will be asked to issue an order, and you will also be asked to continue to participate in some in-company training. , they are mainly about ordering skills. To put it bluntly, they teach you how to introduce products, how to fool customers, and how to promote orders. It is euphemistically called "sales talk". If you insist on not running the business, no money will be given to you until you can no longer stay and either leave or open an order. It’s not easy for you to leave, your recommenders will try their best to keep you. If you are determined to leave, the qualification certificate may not be given to you and will often be withheld for half a year. In fact, this is against the relevant provisions of the insurance law.

Some insurance companies also like to let employees buy self-insurance, that is, when employees are unable or unwilling to issue a bill, they let you pay for the insurance yourself and at the same time calculate it for you. You can get as much commission as you want from the insurance, and you can also get a basic salary, a regularization bonus, an incentive plan, etc. Anyway, you are required to write the bill, and he doesn’t care who bought the bill.

Some companies say they have a basic salary. There is indeed a basic salary, but only if you open a bill and the premium reaches a certain standard. This basic salary is not always available. There is usually a time limit, such as three months, six months, etc. After that, if you want to continue to earn this minimum salary, you will need to meet higher performance standards. In other words, if you are promoted to a supervisor, the supervisor will have a supervisor allowance, which is similar to a basic salary. The number of supervisor allowances at different levels is different. Then your task will be even heavier. Not only do you have to take orders yourself, but you also need to add more people. The people you add will have to continue to take orders. It's best to add more people after you add more people. Such a spider web is getting bigger and bigger.

One way to distinguish the nature of recruitment is to look at the signed contract. If it is a formal labor contract, it is a formal back office, with establishment, basic salary, and social security; if it is an agency contract, then it is definitely a salesperson. The agency contract is not a formal labor contract and is not protected by law, and workers cannot enjoy it. Various welfare benefits stipulated by the state.

Let’s talk a little more. In fact, back office is not a strict job title, but a general term for a category of positions corresponding to field service. There are many types of back office jobs, such as operations department employees, human resources management, clerks, group training, lecturers, and finance. These positions can all be considered back office jobs, but the work content is actually very different.

For example, clerks are responsible for organizing forms and organizing information and data. The operations department is mainly responsible for entering and scanning insurance policies and basic front desk reception, etc. The human resources management department is responsible for the management of human resources, and the lecturers are responsible for their own content. For example, billing skills, insurance portfolio design, etc., provide some theoretical and practical guidance to new employees. Therefore, the scope of back office is very large. But you have to pay attention to the "officials" within the insurance company: directors, senior directors, department managers, directors. These are not internal staff, but outside staff. They are senior salesmen. They are not internal staff themselves. They cannot enjoy the benefits of back-office workers, and they have no right to hire back-office workers. Generally speaking, the bosses of the central branches of insurance companies at the municipal level do not have the power to directly recruit back-office personnel, but need to go through the provincial branches for approval. If your interviewer promises you a back-office position and salary based on the above-mentioned senior salesman titles, just treat him as bullshit. If you don't believe me, you can ask them to take a look at their pay stubs and see if there is deductions for five social insurances and one housing fund. The back office of insurance companies rarely recruits externally. Positions with low technical content such as clerks are handled internally, while high-demand back office jobs such as group training are usually transferred from the field. It is basically impossible for ordinary people to work as back office staff in an insurance company. Why should you sit in the office while others are doing business and soliciting insurance policies?

Good luck! Beware of being deceived!

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance