Bank credit certificate

Credit information business refers to an intermediary business in which banks accept customers' applications, collect and sort out customers' capital transaction records and related information within the scope of bank records, and issue credit information to prove customers' credit status. It is the qualification that needs to be issued when bidding.

Nature is consulting witness intermediary business. It is used for commercial and non-commercial purposes such as customers introducing themselves in business dealings, issuing certificates to partnerships and cooperative units, and handling business licenses. Enterprises, institutions, legal persons and other economic organizations with normal accounts and no bad credit records can apply to the bank, fill in the application form for credit certification business and submit relevant documents.

Extended data

Banks accept customers' applications, collect and sort out customers' capital flow records and related information within the scope of bank records, and issue credit certificates to prove customers' credit status.

Comprehensive credit certificate refers to the certificate that the bank comprehensively describes the customer's records in the bank and evaluates the customer's credit status.

Single and multiple certificates refer to the certification documents made by the bank on the personal data and transactions recorded by the customer in the bank, generally excluding the bank's evaluation of the customer. Documents and multiple certificates include deposit balance certificate, credit line certificate, pledge certificate and account opening certificate.

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