Is Bai Fumei on Mushroom Street reporting credit?

The lenders of Mushroom Street are banks or financial institutions holding photos, all of which are connected to the central bank's credit information system. Therefore, if the borrower has serious overdue behavior in Mushroom Street, the system will upload the borrower's overdue record to the central bank's credit information system.

If the borrower is overdue for the first time in Mushroom Street, as long as the borrower can pay off the debt as soon as possible, the overdue will not have a great impact on the borrower's personal credit information. However, borrowers should try their best to repay on time. After all, in modern society, personal credit is a person's most precious wealth. If a person has problems with his credit information, he will be unable to move in society:

(1) It is difficult to apply for financial loans. If a person has a bad credit record in his personal credit report, it is not only difficult for him to apply for a loan, but also difficult for him to use a credit card.

(2) affecting travel. If the borrower has a serious overdue record, it may be included in the list of untrustworthy executors, and the borrower's travel will be affected.

(3) affecting employment. With the society's increasing attention to personal credit, many large units will ask for personal credit information of job seekers when recruiting. If a job seeker has a bad record of personal credit information, it will be difficult to work in these units.

(4) affecting family members. If one of the husband and wife has a bad credit record in personal credit investigation, then the other person will be dragged down when applying for a loan.