What are the requirements for smart purchase and installment purchase in China Bank?

1, Bank of China Smart Purchase is a mail order business, and all goods are in stages, with zero interest and zero handling fee. You only need to choose a mobile phone, call the merchant to order, and provide relevant information: name, ID number, card number, expiration date, CVV2, phone number, consignee, delivery address, postal code, etc. , and then input the information into the ERP system, and then carry out MOTO transaction, and record the authorization number, order number and inquiry number for future reference. After the acceptance is successful, wait for delivery. You only need to repay the installment amount on the statement every month.

2. If the processing is successful, you can swipe your card normally every month, but you can only swipe the amount within the "available amount", which means you can swipe the total credit amount and deduct the installment amount.

If you are interested in other goods during this period, you can apply for another installment payment. It can also be phased within the "available quota". Personally speaking, smart shopping is not so good. Not only are there few goods, there is no online instant consultation, only one phone call is used to order, and little is known about the goods, but it usually takes 15 working days from placing an order to getting the goods.