What is the relationship between the head office, branches and sub-branches of a bank?

The head office, branches, and sub-branches of a bank have different levels. The levels from large to small are: head office-branch-sub-branches-branch offices, and sub-branches have branch offices.

1. Branches:

It is divided into first-level branches and second-level branches. First-level branches are such as Beijing Branch, and second-level branches are municipal branches, such as Shandong Jimo Branch. The business scope is wider than that of branches.

2. Sub-branch:

It is a relatively basic unit. It also has branches or branches under it. The branch has a savings office under its jurisdiction. The savings office mainly handles personal Savings services, such as deposits and withdrawals, collection of utility bills, etc., are mainly targeted at individuals.

3. Head Office:

Each bank has only one head office. For example, the head office of ICBC is located in Beijing. The head office generally oversees all business within the bank system, including policy formulation, business regulations, etc., or business across the country or even overseas.

Extended content:

The difference between the work of the head office, branches and sub-branches

1. The head office

The head office generally recruits separately, and the recruitment positions are mainly For management trainees. Therefore, the requirements for applicants are also relatively high, generally requiring a master's degree and passing CET-6 in English. Of course, high requirements also mean good development. If you become a management trainee at the head office, you can study in rotation at any branch. After that, you will be assigned specific positions according to the job requirements of each department of the head office and your own performance. The work is relatively easy, there is not much performance pressure, and you can quickly Learning and being exposed to advanced businesses such as investment banking and asset management is very beneficial to future growth and development.

2. Branches

Branches in various places generally recruit management trainees, account managers, tellers and other positions. Among them, management trainees work in branch offices, and account managers and tellers work in branches. . The number of branch management trainees recruited is larger than that of head office management trainees, and the threshold is relatively low. After joining the branch, they need to undergo rotational study in the branch, and then return to the branch to enter the corresponding job position, such as the retail banking department and corporate banking. Department, Bill Business Department, Trade Finance Department, etc., mainly engaged in product manager positions. They can participate in the design, issuance and sales of bank products throughout the process and become an elite in a certain business field.

3. Sub-branches

Sub-branches mainly recruit account managers and teller positions, which belong to different business lines. They can directly face all kinds of customers of the bank and come into contact with a lot of customers. Resources, and because account managers and tellers have corresponding performance appraisals, bonus income is often higher than that of middle and back-office positions in branches, and there are also relatively generous year-end bonuses. In recent years, as major banks have promoted the reform of the business unit system, the authority of branches has been continuously weakened, and account managers and tellers have gradually been directly managed by branches. This means that as long as they perform well, there are many opportunities to be transferred to branches. Work.

Reference: Baidu Encyclopedia-Head Office