Can I handle the ICBC credit card as long as I have a monthly running account?

Can I handle a credit card of ICBC as long as I have a running account for one month?

Two most effective ways to apply for a large credit card

One of the most effective ways: to submit proof of property

For a large credit card, the choice of bank credit card is irrelevant. What matters is whether your proof of property meets the regulations of this bank.

generally speaking, property certificates include: real estate, car products, wealth management products, etc. under the name of an individual.

Take Minsheng Bank as an example. Its large credit cards are divided into diamond cards (starting with a quota of 2, yuan), luxury platinum cards (starting with 8, yuan) and standard platinum cards (starting with 4, yuan).

if you provide real estate in your own name, the required conditions are: the standard platinum card requires the real estate to be worth more than 8, yuan, the luxury platinum card requires 1.6 million yuan, and the diamond card requires more than 3.2 million yuan.

however, the bank does not accept the certificate of vehicle ownership.

Guangdong Development Bank and China Merchants Bank accept the relevant certificates of vehicle production.

the second most effective way: handling cards with cards

handling cards with cards is an effective way to handle large credit cards. Taking Minsheng Bank as an example, it is not necessary to provide any additional proof of assets: the applicant is required to have used the credit card for more than half a year, and the credit limit of the card is at least 4,. The processing conditions are: the original card limit is more than 4,, and the standard platinum card can be used, the luxury platinum card can be used for more than 8,, and the diamond card can be used for more than 15,.

to apply for a large credit card, according to the standards of the bank scoring system, some conditions are used, such as good credit record, superior occupation, stable high income and high deposit.

if you can't do the recommendation card, you have to spend money to find someone.

you can contact me if you want to apply for ka and get cash.

ICBC's credit card has only one month's running account, so it is not allowed to handle it:

The conditions for handling the card are as follows:

1. At least 18 years old;

2. Hold a valid ID card;

3. No bad credit record;

4. Have a work certificate and an income certificate stamped with the financial seal of the unit;

5. Other financial proof, such as real estate, cars, stocks, bonds, etc.

6. Social security certificate; The first four are the most basic conditions. If you can provide 5~6 pieces of supporting materials, it will improve the success rate of application and the credit limit. Can I apply for a credit card from China Merchants Bank for a month's running account?

A monthly running account is usually not allowed. You need to see proof of income and property to apply for a credit card.

application conditions for bank credit card:

① age requirements: local residents must be between 18 and 65 years old, and foreigners must be between 25 and 65 years old;

② job requirements: having a stable work unit, income and fixed residence;

③ credit requirements: no bad credit record. Supplementary card applicants must be the parents, spouses or children of the principal cardholder, aged between 16 and 65.

bank credit card application materials:

① identification materials:

copy of resident ID card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of the mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.

② Proof of work and income:

Either a salary certificate or a business card or a photo badge.

Proof materials that can prove that you have good economic strength: copy of real estate license and copy of automobile driving license; Bank loan account (good credit, overdue for no more than 6 days) or copy of deposit certificate.

Can I apply for a credit card of ICBC only with a driver's license?

In some places, you can apply for a credit card with a driver's license, but you also need to provide proof of work and income. This credit card is specially used for drivers to pay fines. Can ICBC apply for a credit card as long as it has a driver's license?

It is an ETC card, and a driver's license will do. The initial limit is generally 6-5. It has all the functions of ordinary credit cards. The card is free of annual fee. Can pay illegal fines, withholding, etc. Can ICBC apply for a credit card as long as it has a driver's license?

The application conditions of ICBC are not very clear. I am from Chengdu Bank of Communications. Let me tell you about the application conditions of Bank of Communications. ICBC should be similar to Bank of Communications.

credit card application conditions of Chengdu Bank of Communications (just meet one of the following requirements, tel: user name. )

as long as you meet one of the following requirements: free door-to-door handling in Chengdu, except Pujiang, Qionglai

bank staff will handle it formally, Cannot cash out

1. ID card+social security number of the company

2. ID card+proof of income (stamped with official seal or personnel seal)

3. ID card+work card copy (handwritten work card with company seal or printed work card)

4. ID card copy+other bank credit cards (more than half a year)

5. ID card copy+business card. All you need is an ID card. No other information is needed.

8. If there is a mortgage loan in my name, (all domestic banks can do it). All you need is an ID card. No other information is needed. Can I apply for an ICBC credit card with a current account of CCB?

Only the current account of CCB can't apply for an ICBC card.

a copy of valid identification materials and a completed and signed application form must be provided.

other materials: photocopies of the front and back of CCB's credit card, photocopies of CCB's time deposit, bonds, funds and wealth management products, and photocopies of CCB's loan agreement.

CCB credit card customers: those who spend RMB 5, yuan or equivalent in foreign currency every year (there is no suspicion of cashing out) can apply for ordinary cards; Up to 1 thousand yuan, you can apply for a gold card; Up to 1 thousand yuan (except for large consumption such as buying a house and car), you can apply for a platinum card; The credit limit of the account can be approved according to the consumption amount, the number of transactions and points.

CCB's financial assets customers (including term deposits, bonds, funds and wealth management products): ordinary cards can be applied for assets with a value of 5, yuan or equivalent foreign currency, gold cards with a value of 2, yuan and gold cards with a value of 1 million yuan.

CCB loan customers (personal housing loans, consumer loans): credit card grades and credit lines will be determined by comprehensively considering factors such as loan amount and default record of repayment amount.

Copy of ID card+autographed application form+driver's license, you can apply for ICBC unblocked credit card.

Copy of ID card+autographed application form+automobile property certificate, you can apply for ICBC traffic credit card. Excuse me, can I apply for ICBC's credit card as long as I have my ID card and work permit, and can I apply for it in the bank's business hall?

Hello, ICBC credit card application-detailed process:

This article introduces the process of ICBC credit card application in detail, and teaches you how to apply for China ICBC credit card easily. Before starting the text, I need to explain to you that at present, domestic banks' online credit card applications download forms through the network, then print them out and fill them out and mail them to the bank's credit card issuance center. No website or bank can directly apply for credit cards online without mailing materials.

To apply for ICBC credit cards, you should first read the Peony Card Collection Contract of China Industrial and Commercial Bank of China and the Supplementary Agreement of Peony Card Collection Contract of China Industrial and Commercial Bank of China, as well as the instructions for ICBC credit cards. Please proceed to the next step after making sure that you have read the above materials carefully.

then download the peony card application form of China Industrial and Commercial Bank, and fill it out accurately according to your actual situation. Please note when filling in the ICBC credit card application form: the applicant's certificate can only be an ID card; The unit address and residential address of the applicant and contact person need to be accurate to the house number; The contact number must be true and effective. Click here to view "Example of China Industrial and Commercial Bank Credit Card Application Form Filling".

Next, you need to submit the application materials to ICBC's credit card. Please print the completed application form on A4 paper, and the main card applicant will sign the form by hand, and mail it to the local credit card center together with the following materials. Please mark "Handle the card" on the envelope. Materials to be prepared:

(1) Copy of ID card (required) (2) Copy of proof of fixed residence, such as house ownership certificate, public housing lease agreement or public housing purchase agreement, etc. (3) Copy of our housing loan contract and auto loan contract. (4) Practice qualification certificates, such as teacher's qualification certificate, lawyer's practice certificate, doctor's practice certificate, licensed pharmacist's registration certificate, enterprise legal consultant's practice qualification certificate, auctioneer's practice qualification certificate, certified public accountant's certificate, and copies of China's practice auditor's certificate, etc. (5) A copy of the work permit of a national public official or a copy of the personal financial card of a customer.

*(2)-(5) At least one item must be submitted, and rich and comprehensive supporting materials will help you speed up the card processing and increase the credit limit.

finally, it's time to wait for the approval of the credit card center of ICBC. 15 working days after you submit the application materials, you will receive a card-issuing notice from ICBC, asking the main card applicant to take his original ID card to the local card-issuing bank to collect the card and go through the relevant formalities. You can't entrust others to do it for you.

if you don't receive the bank card issuance notice after 2 working days (inclusive), or the applicant doesn't respond or refuse to receive the card from the bank notice, this application will be deemed invalid, and the submitted materials will not be returned by ICBC.

The above contents are from the official website of China Industrial and Commercial Bank of China, hoping to help users of Credit Card 123 website. For more credit card knowledge of China Industrial and Commercial Bank of China, please visit the "ICBC Credit Card Center" of Credit Card 123 website. Can I apply for a credit card of ICBC with a driver's license?

Hello!

a driver's license cannot be used for a credit card.

credit card application, card application conditions and required information.

conditions: the applicant should be 18-6 years old (25-6 years old for foreigners), have certain economic ability and have a good credit record. Please refer to the actual audit of the bank for the credit card application results.

information: bank credit card application, copy of the front and back of ID card (foreigner: passport and residence permit or employment permit; Taiwanese: Taiwanese certificate and employment certificate; People from Hong Kong and Macao: Home Visit Permit and Employment Permit/Residence Permit) and work certification documents issued by the unit.

In addition, it is helpful to improve the credit limit by providing the following information, such as: a copy of the bank's savings account running list in the past three months; The original proof of the balance of assets in the wealth management account opened by the bank; Copy of real estate license (including my name)+copy of any water, electricity and coal invoice documents of the property in the past 3 months; Copy of my car driving license.

if you meet the above conditions, you can try to apply. I wish you success in getting a card! Can I apply for another ICBC credit card after I have applied for it?

Yes. The same customer has more than one credit card under the personal name of the same bank, and the amount is * * *, and the repayment is made separately.