Can Zhongan Small Loan Big Data spend a sum of money?

The pass rate of Zhongan small loan is still relatively easy.

Loan conditions of Zhongan micro-credit loans

1, Zhongan Small Loan Background: This product is made by Chongqing Zhongan Small Loan Co., Ltd., the parent company is Zhongan Insurance, and the company has an Internet small loan license.

2. Application conditions: Users should be Chinese mainland residents aged 22-55, with good personal qualifications and credit status and no obvious shortcomings.

3. Application processing: Huawei p40 opens version 2.0. 1 of Zhongan Small Loan, and users can download the APP directly or operate it through official third-party channels. Users need to register their mobile phone numbers, then carry out face recognition and ID card authentication, bind bank cards, and submit data for review.

4. Credit line: The credit line of this product ranges from 30 million to 200,000, subject to the actual approval result. If users have good comprehensive evaluation and good credit, they will have the opportunity to obtain large amounts of funds.

5. Loan term: The term of this product is 6- 12 months, which can be selected according to the demand.

6. Lending speed: It can be successful in 5 minutes at the earliest, depending on the lending speed of the funder and the number of people in the queue.

The above is about "Is Zhongan Small Loan Reliable?" . Generally speaking, this product is no different from most online loan products in terms of application conditions, credit line, loan term and loan speed. Eligible users can apply directly.

Extended data

2065438+In June 2009, China Telecom Tianyi E-Commerce Co., Ltd. was approved by Chongqing Finance Office, and officially took a stake in Zhongan Small Loan, which tied with Zhongan Technology as the largest shareholder. Tianyi E-commerce Co., Ltd. is the core carrier of China Telecom's Internet finance ecosystem, and has important business brands such as Wing Payment; Zhongan Technology is a wholly-owned subsidiary of Zhongan Insurance. As the first Internet insurance company in China, Zhongan Insurance is a financial enterprise with industry-leading scientific and technological capabilities. Thanks to the blessing of these two shareholders, Zhongan Small Loan has been a financial technology enterprise with the characteristics of Internet insurance technology and operator resources since its birth. Through more than half a year's practice, Zhongan Small Loan has also explored a development path of "communication+insurance+scene".

Is Zhongan small loan good for the next paragraph?

Zhongan Small Loan is a relatively reliable small loan company. As long as the user's comprehensive credit is not bad, it is basically good to make the next payment.

After the user submits the information, all the review processes of Zhongan Small Loan are systematically reviewed, and its main purpose is to query the user's credit information. As long as your credit information is good, the next payment rate is still very high. For qualified customers, the maximum application amount can reach 200,000 yuan, and the daily rate can be as low as 0.02%.

Zhongan Small Loan:

1. The full name of Zhongan Small Loan is Chongqing Zhongan Small Loan Co., Ltd., which was established with the approval of Chongqing Local Financial Supervision Administration on 20 17, and obtained the Internet small loan license, mainly engaged in small loans, consumer finance and other credit businesses.

2. Shareholder background: Zhongan Small Loan is a subsidiary of Zhongan Insurance, which is the first Internet insurance company in China. In addition, Tianyi E-Commerce Co., Ltd., a major shareholder of Zhongan Small Loan, invested in Zhongan Small Loan from June 2065438 to June 2009.

However, personally, it is suggested that the interest rate of this microfinance company is still very high, and it is recommended to go to a regular bank for loans.

Loan scheme:

When we are faced with financial difficulties, we must choose a formal way to borrow money, because loans are generally risky. If we borrow money from some unknown platforms, there may be great unsafe factors and routines, which we may not find. Therefore, if you need money urgently, try to choose bank loans to avoid falling into some traps without knowing it.

Sometimes, some lenders find themselves in the trap too late. Nowadays, Internet products are upgrading very quickly, especially these financial products, which may solve people's economic difficulties to some extent. However, you need to be very cautious when lending. At present, many businesses try their best to make profits. Some borrowers regretted falling into the trap, and some even paid a painful price, so many people went bankrupt.

Therefore, we need to face up to the problem of money and don't trust some lending platforms easily. As ordinary people, we need to have some legal knowledge. You can browse the legal actions of some public security departments, especially the legal knowledge of some public security departments about loans. I hope these can help you.

Zhongan Small Loan spent money on credit investigation. Can you make the next payment?

The credit report has been spent, and it is impossible to make money on most online lending platforms. Moreover, the more you try, the more rejected you are, and the worse the credit report of the online lending platform is. This credit report is not the credit information system of the People's Bank of China, but a so-called data sharing platform within their online lending platform.

Personal credit investigation refers to the activities of personal credit investigation institutions established according to law to collect and process personal credit information and provide personal credit information inquiry and evaluation services according to the requirements of users. Personal credit report is a personal credit history record provided by a credit reporting agency to legitimate information inquirers after processing and sorting out the information collected according to law.

As of 20 15, the database contains 870 million natural persons, of whom 370 million have credit records.

2065438+May 2009, new personal credit information was officially released, and the length and fineness of credit information will be further improved.

The Measures for the Administration of Credit Information Business, adopted at the 9th executive meeting of the People's Bank of China on September 30th, 2002/KLOC-0, is hereby promulgated and shall come into force as of June 30th, 2022.

Credit report:

At present, it is mainly used in various consumer credit businesses of banks. With the continuous improvement of the social credit system, credit reports will be more widely used in commercial credit sales, credit transactions, recruitment and job hunting and other fields. In addition, the personal credit report also provides a way for inquirers to examine and standardize their own credit history behavior, and forms a verification mechanism of personal credit information.

Credit information:

1. Personal basic information used to identify individuals and reflect their family and occupation;

2. Personal credit information formed by the credit relationship between individuals and financial institutions or housing provident fund management centers;

3. Personal credit purchase and payment information formed by personal credit purchase relationship with commercial institutions and public utility service institutions;

4. Public record information related to personal credit formed by administrative organs, executive organs of administrative affairs and judicial organs in the process of exercising their functions and powers;

5. Other information related to personal credit.

Influencing factors:

The main factors that may affect the personal credit risk score are: repayment in loans overdue, failure to repay according to the agreed time limit and repayment amount after credit card overdraft, or too many loan accounts and credit cards.